1126 Riverside Cir, Spring Lake, NC 28390 Property Records

Cumberland County property record for 1126 Riverside Cir, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,075 sqft · built 1969
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Aug 2022)
Tax Bill	$1,260 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9592-65-2648`

Property Details

APN / Parcel Number

Primary APN	`9592-65-2648`
Alternative APN	`9592.02652648`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,075 sqft Heated Area
1st Floor Area	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1126 RIVERSIDE CIR
City	SPRING LAKE
State	NC
Zip	28390-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BRAGG ESTATES LO:19 SE:05 BL:C PL:0034-0015
Legal Subdivision	BRAGG ESTATES
Legal Block	C
Legal Lot Number	19
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1012
Census Tract	3602

Owner

1126 Riverside Cir is owned and occupied by two individuals who bought it in August 2022.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1126 RIVERSIDE CIR, SPRING LAKE, NC 28390-9520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Nov 15, 2021	Warranty Deed, Transfer
Sep 16, 2021	Warranty Deed, Transfer · Line of Credit TRIDENT REALTY INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Nov 15, 2021 · Amount on File
Deed Document Number	202231374
Deed Book / Page	11538 / 302
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	1126 RIVERSIDE CIR, SPRING LAKE, NC 28390-9520
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0114000784
Date	Feb 24, 2022
Book Page	11400/784
Instrument	7827

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Aug 2, 2022
Property Address	1126 RIVERSIDE CIR, SPRING LAKE, NC 28390-9520
Document Number	0115380302
Book / Page	11538 / 302
Map Reference	MB 34 PG 15
Instrument Date	Jul 29, 2022
Instrument	31374
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3087 MAGNOLIA DR, 3087, HENDERSONVILLE, NC 28792-1152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 RIVERSIDE CIR, SPRING LAKE, NC 28390-9520

Mortgage

Document Number	0000031375
Date	Aug 2, 2022
Instrument	31375

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Nov 15, 2021
Property Address	1126 RIVERSIDE CIR, SPRING LAKE, NC 28390-9520
Document Number	0113100197
Book / Page	11310 / 197
Map Reference	MB 34 PG 15
Instrument Date	Nov 3, 2021
Instrument	52956
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 W ROUTE 661030, 147, GLENDORA, CA 91740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3087 MAGNOLIA DR, HENDERSONVILLE, NC 28792-1152

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Sep 16, 2021
Property Address	1126 RIVERSIDE CIR, SPRING LAKE, NC 28390-9520
Document Number	0112510834
Book / Page	11251 / 834
Map Reference	MB 34 PG 15
Instrument Date	Sep 16, 2021
Instrument	43444
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 N I ST, 415, TACOMA, WA 98403-1954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 S MYRTLE AVE, MONROVIA, CA 91016-8411

Mortgage

Document Number	0000043445
Date	Sep 16, 2021
Instrument	43445

Lender

Name	TRIDENT REALTY INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1126 Riverside Cir was $1,260.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,260.00
2025	$1,260.00	$112,341 (+39.93%) Land $15,000 Building $97,341	$112,341 (+39.93%) Land $15,000 Building $97,341
2024		$80,283 (+8.07%) Land $7,000 Building $73,283	$80,283 (+8.07%) Land $7,000 Building $73,283
2023	$727.00 (+15.03%)	$74,287 Land $7,000 Building $67,287	$74,287 Land $7,000 Building $67,287
2022	$632.00
2019	$632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1126 Riverside Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1126 Riverside Cir is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAGG ESTATES WATER SYSTEM private · serves 360 people · EPA ID NC0326122
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Cir

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