January 2022: Affidavit of Death of Joint Tenant, Transfer
Document Type
Affidavit of Death of Joint Tenant
Jurisdiction
ST CHARLES MO
Recording Date
Jan 27, 2022
Property Address
1126 POWELL ST, SAINT CHARLES, MO 63301-2910
Document Number
0000005426
Map Reference
MB 4 PG 145-147
Instrument Date
Jan 14, 2022
Instrument
2022R-005426
Transaction Type
Transfer
Record Updated
Mar 10, 2023
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
772 LORETTA DR, O FALLON, MO 63366-2162
May 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
ST CHARLES MO
Property Address
1126 POWELL ST, SAINT CHARLES, MO 63301-2910
Document Number
0073000655
Instrument Date
May 6, 2020
Transaction Type
Mortgage
Record Updated
Jul 28, 2020
Title Company
NOT AVAILABLE
Transaction
Additional
Multiple Parcels
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
801 MIDPOINT DR O FALLON MO 633665946, O FALLON, MO 63366-5946
Mortgage
Document Number
0073000655
Date
May 20, 2020
Book Page
007300/000655
Instrument
330150
Lender
Name
CARROLLTON BK
Type
Bank
Address
2777 W CLAY ST, ST CHARLES, MO 63301-2528
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
July 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ST CHARLES MO
Recording Date
Jul 16, 2019
Property Address
1126 POWELL ST, SAINT CHARLES, MO 63301-2910
Document Number
0071051553
Book / Page
007105 / 001553
Instrument Date
Jul 11, 2019
Instrument
359940
Transaction Type
Transfer
Record Updated
Aug 2, 2019
Title Company
FREEDOM TITLE
Transaction
Tax
$0.00
Additional
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
801 MIDPOINT DR O FALLON MO 633665946, O FALLON, MO 63366-5946
Tax Assessment & Valuation
The 2025 property tax bill for 1126 Powell St was $1,917, up 8.3% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
St. Charles County
Municipality
St. Charles City
Unified School District
St. Charles R-VI School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$30,365 (-)
$159,823 (-)Land $36,000Building $123,823
2025
$1,917.00 (+8.31%)
$30,365
$159,823Land $36,000Building $123,823
2024
$1,770.00
2023
$27,350
2022
$143,950Land $36,000Building $107,950
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 1126 Powell St in Zone X, an area of minimal flood risk, though there have been 92 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
92 (1979–2020)
Claims Outside the SFHA
3 of 92
Most Recent Claim
Aug 2020
Claims by Event
Flooding, Jun 2011 · 4 claims
Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
Severe Storms & Flooding, Sep 1993 · 36 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1126 Powell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source
Purchased surface water from several systems
Last State Inspection
Oct 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
May also be available: T-Mobile, Verizon, Wisper ISP.