1126 Neptune Pl, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1126 Neptune Pl, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,112 sqft · built 1984
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$669,900 (Jun 2026)
Tax Bill$2,748 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-046-90015659

Property Details

APN / Parcel Number

Primary APN03-046-90015659
Alternative APNs
  • 3-046-90015659
  • 04690015659

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,112 sqft Living Area
Gross Area2,332 sqft
1st Floor Area1,073 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleConventional
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area44 sqft
Patio Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04690015659
Street Address1126 NEPTUNE PL
CityANNAPOLIS
StateMD
Zip21409-4700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 253 PL 3 ATLANTIS
Legal SubdivisionATLANTIS
Legal Block3
Legal Lot Number253
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group3
Census Block3006
Census Tract731004

Owner

1126 Neptune Pl is owned and occupied by two individuals who bought it in June 2026.

Source: Anne Arundel County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1126 NEPTUNE PL, ANNAPOLIS, MD 21409-4700
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed, Transfer · VA Mortgage
NFM LENDING
May 20, 2020Deed of Trust, Mortgage · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 19, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2026 · Amount on File
Deed SaleJun 22, 2026 · Amount on File
Prior SaleApr 13, 2001 · Amount on File
Deed Book / Page42464 / 297
Prior Transfer DateMar 4, 2019
Prior Transfer Doc0329630479
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJun 22, 2026
Property Address1126 NEPTUNE PL, ANNAPOLIS, MD 21409-4700
Document Number4246000297
Book / Page42464 / 297
Instrument DateJun 9, 2026
Transaction TypeTransfer
Record UpdatedSep 30, 2026
Title CompanyEAGLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$676,599.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1126 NEPTUNE PL, ANNAPOLIS, MD 21409-4700

Mortgage

Document Number4246000309,
DateJun 22, 2026
Book Page42464/309
Lender
NameNFM LENDING
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1126 NEPTUNE PL, ANNAPOLIS, MD 21409-4700
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyABODE SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0346150315
DateMay 20, 2020
Book Page34615/315
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateMar 19, 2019
Property Address1126 NEPTUNE PL, ANNAPOLIS, MD 21409-4700
Document Number0329630479
Book / Page032963 / 000479
Instrument DateMar 4, 2019
Transaction TypeTransfer
Record UpdatedApr 1, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1126 NEPTUNE PL ANNAPOLIS MD 214094700, ANNAPOLIS, MD 21409-4700

Tax Assessment & Valuation

The 2026 property tax bill for 1126 Neptune Pl was $2,748, down 22.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,748.00 (-22.44%)$540,867 (+8.54%)$583,400 (-) Land $292,200 Building $291,200
2025$3,543.00 (+2.99%) Homeowner's exemption$498,333$583,400 Land $292,200 Building $291,200
2024$3,440.00 (+19.61%)
2023$2,876.00 Homeowner's exemption$450,500$455,800 Land $250,500 Building $205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1126 Neptune Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1126 Neptune Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Neptune Pl

Nearby Streets

Search Property Records by Address or Parcel Number