1126 Mesaba Ave, Apt 323, Duluth, MN 55811 Property Records

St. Louis County property record for 1126 Mesaba Ave, Apt 323, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,732 sqft · built 2006
Lot Size	0.035 acres (1,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$579,900 (Nov 2025)
Tax Bill	$7,436 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-4295-00440`

Property Details

APN / Parcel Number

Primary APN	`010-4295-00440`
Alternative APNs	`1089308` `1190916`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,732 sqft Gross Area
1st Floor Area	1,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Lot Area	1,558 sqft (0.035 acres)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1190916
Street Address	1126 MESABA AVE, 323
City	DULUTH
State	MN
Zip	55811-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 323 AND AN UNDIVIDED INTEREST IN THECOMMON ELEMENTS SERIAL #
Legal Subdivision	CIC #82 SUPERIOR VISTA
Legal Unit	323
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3018
Census Tract	900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1126 MESABA AVE, 323, DULUTH, MN 55811-5544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 7, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Jun 26, 2015 · Amount on Record
Deed Document Number	20251096092
Prior Transfer Date	Jun 16, 2015
Prior Transfer Doc	0000958915
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1126 MESABA AVE APT 323, 323, DULUTH, MN 55811-5544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 MESABA AVE 323, 323, DULUTH, MN 55811-5544

Mortgage

Document Number	0001091726
Date	Jul 7, 2025
Instrument	1091726

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 3, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 12, 2025
Property Address	1126 MESABA AVE APT 323, 323, DULUTH, MN 55811-5544
Document Number	0001096092
Instrument Date	Oct 31, 2025
Instrument	1096092
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,913.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1126 MESABA AVE APT 323, 323, DULUTH, MN 55811-5544

Mortgage

Document Number	0001096093
Date	Nov 12, 2025
Instrument	1096093

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 7, 2020
Property Address	1126 MESABA AVE, DULUTH, MN 55811-2708
Document Number	00T1023219
Instrument Date	Apr 30, 2020
Instrument	T1023219
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,485.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1126 MESABA AVE DULUTH MN 558112708, DULUTH, MN 55811-2708

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,436.00 (+2.99%) Homeowner's exemption
2025	$7,220.00 (+11.21%) Homeowner's exemption	$495,200 (-5.15%) Land $55,800 Building $439,400	$495,200 (-5.15%) Land $55,800 Building $439,400
2024	$6,492.00	$522,100 (+13.67%) Land $29,100 Building $493,000	$522,100 (+13.67%) Land $29,100 Building $493,000
2022		$459,300 Land $26,400 Building $432,900	$459,300 Land $26,400 Building $432,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1989)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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