1126 Liberty St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 1126 Liberty St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,192 sqft · built 1925
Lot Size	0.253 acres (10,999 sqft)
Owner	Individual Name on File
Last Sale	$116,000 (Oct 2012)
Tax Bill	$5,321 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:07770 P:0270`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:07770 P:0270`
Alternative APN	`77700270`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
1st Floor Area	780 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2011
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	10,999 sqft (0.253 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	77700270
Street Address	1126 LIBERTY ST
City	SPRINGFIELD
State	MA
Zip	01104-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SPRINGFIELD
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4002
Census Tract	800300

Owner

1126 Liberty St is owned and occupied by an individual who acquired it in March 2019.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1126 LIBERTY ST, SPRINGFIELD, MA 01104-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
May 22, 2017	Deed of Trust, Mortgage · VA Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2012 · Amount on File
Deed Sale	Oct 26, 2012 · Amount on File
Deed Book / Page	19517 / 34
Last Transfer Date	Mar 29, 2019
Transfer Doc	22604-524
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 2, 2026
Property Address	1126 LIBERTY ST, SPRINGFIELD, MA 01104-1125
Document Number	0000031042
Book / Page	26403 / 577
Instrument Date	Jun 23, 2026
Instrument	202631042
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 LIBERTY ST, SPRINGFIELD, MA 01104-1125

Mortgage

Document Number	0000031042,
Date	Jul 2, 2026
Book Page	26403/577
Instrument	202631042

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 29, 2019
Property Address	1126 LIBERTY ST, SPRINGFIELD, MA 01104-1125
Document Number	22604-524
Book / Page	022604 / 000524
Instrument Date	Mar 29, 2019
Instrument	15526
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 LIBERTY ST SPRINGFIELD MA 011041125, SPRINGFIELD, MA 01104-1125

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	1126 LIBERTY ST, SPRINGFIELD, MA 01104-1125
Document Number	22441-50
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 LIBERTY ST SPRINGFIELD MA 011041125, SPRINGFIELD, MA 01104-1125

Mortgage

Document Number	22441-50
Date	Nov 9, 2018
Book Page	022441/000050
Instrument	67568

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	1126 LIBERTY ST, SPRINGFIELD, MA 01104-1125
Document Number	21697-537
Book / Page	021697 / 000537
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21697-537
Date	May 26, 2017
Book Page	021697/000537
Instrument	29169

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 25, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1126 Liberty St was $5,321, up 0.9% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,321.00 (+0.91%)	$344,200 (+2.35%) Land $38,600 Building $305,600	$339,593 (-1.69%)
2025	$5,273.00	$336,300 Land $40,100 Building $296,200	$345,420 (-4.44%)
2024			$361,475
2023	$5,047.00	$296,000 Land $35,500 Building $260,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1126 Liberty St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1126 Liberty St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Crossroads Fiber, Spectrum, Verizon.

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