1126 Lauren Manor Loop, Ruskin, FL 33570 Property Records

Hillsborough County property record for 1126 Lauren Manor Loop, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,486 sqft · built 2011
Lot Size0.359 acres (15,654 sqft)
Owner2 Individual Names on File
Last Sale$222,200 (Feb 2018)
Tax Bill$3,927 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056774-1214

Property Details

APN / Parcel Number

Primary APN056774-1214
Alternative APN
  • U0832199JH000001000070

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,486 sqft Living Area
Gross Area2,976 sqft
1st Floor Area1,012 sqft
Upper Floors Area1,474 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2018
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,654 sqft (0.359 acres)
Lot Dimensions147 ft deep x 81.8 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area28 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0567741214
Street Address1126 LAUREN MANOR LOOP
CityRUSKIN
StateFL
Zip33570-5360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionADDISON MANOR LOT 7 BLOCK 1
Legal Range19E
Legal Township32S
Legal Section08
Legal SubdivisionADDISON MANOR
Legal Tract9JH
Legal Block1
Legal Lot Number7
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group3
Census Block3035
Census Tract14108

Owner

1126 Lauren Manor Loop is owned and occupied by two individuals who bought it in February 2018.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address1126 LAUREN MANOR LOOP, RUSKIN, FL 33570-5360
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2023Deed of Trust, Mortgage · Line of Credit
LAKE MICHIGAN CU
Feb 20, 2018Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2018 · Amount on File
Deed SaleFeb 20, 2018 · Amount on File
Prior SaleDec 12, 2011 · Amount on File
Deed Document Number201870373
Deed Book / Page25572 / 1467
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1126 LAUREN MANOR LOOP, RUSKIN, FL 33570-5360
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000302437
DateJul 11, 2023
Instrument2023302437
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49512
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 20, 2018
Property Address1126 LAUREN MANOR LOOP, RUSKIN, FL 33570-5360
Document Number0000070373
Book / Page25572 / 1467
Map ReferenceMB116 PG152-157
Instrument DateFeb 16, 2018
Instrument2018070373
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyINTEGRITY FIRST TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,555.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address502 FALLOW CTA, 502, SUN CITY CENTER, FL 33573

Transferred To (Grantee/Buyer)

NameVerified Name
Address1126 LAUREN MANOR LOOP, RUSKIN, FL 33570-5360
InvestorPossibly a Property Investor

Mortgage

Document Number0000070374
DateFeb 20, 2018
Instrument2018070374
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1126 Lauren Manor Loop was $3,927 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,527 (+2.7%)$298,980 (-6.31%) Land $97,513 Building $201,467
2025$3,927.00 Homeowner's exemption$203,045$319,108 Land $114,472 Building $204,636
2023$3,541.00 (+4.21%) Homeowner's exemption$191,576 (+3%)$320,799 (+16.01%) Land $110,232 Building $210,567
2022$3,398.00 Homeowner's exemption$185,996$276,528 Land $76,315 Building $200,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1126 Lauren Manor Loop in Zone X, an area of minimal flood risk, though there have been 113 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims113 (1982–2024)
Claims Outside the SFHA4 of 113
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 60 claims
  • Tropical Storm Josephine, Oct 1996 · 11 claims
  • Hurricane Elena, Sep 1985 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1126 Lauren Manor Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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