1126 Keswick Pl, Frederick, MD 21703 Property Records

Frederick County property record for 1126 Keswick Pl, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,530 sqft · built 1983
Lot Size	0.102 acres (4,428 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2022)
Tax Bill	$5,149 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-081016`

Property Details

APN / Parcel Number

Primary APN	`02-081016`
Alternative APNs	`2081016` `081016`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,530 sqft Living Area
1st Floor Area	560 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,428 sqft (0.102 acres)
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	081016
Street Address	1126 KESWICK PL
City	FREDERICK
State	MD
Zip	21703-6169
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LT 8 BLOCK 28 SECT 3 4428 SQ FT FREDERICK HGTS
Legal Subdivision	FREDERICK HEIGHTS
Legal Block	28
Legal Lot Number	8
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1001
Census Tract	750505

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1126 KESWICK PL, FREDERICK, MD 21703-6169
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jun 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Jul 31, 2019	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Book / Page	16018 / 68
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	0150210461
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2022
Property Address	1126 KESWICK PL, FREDERICK, MD 21703-6169
Document Number	0160180068
Book / Page	16018 / 68
Map Reference	MB 23 FO 185
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1126 KESWICK PL, FREDERICK, MD 21703-6169

Mortgage

Document Number	0001601875
Date	Jun 30, 2022
Instrument	16018/75

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jun 24, 2021
Property Address	1126 KESWICK PL, FREDERICK, MD 21703-6169
Document Number	0150210461
Book / Page	15021 / 461
Map Reference	MB 23 FO 185
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1126 KESWICK PL, FREDERICK, MD 21703-6169

Mortgage

Document Number	15021464
Date	Jun 24, 2021
Instrument	15021/464

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 31, 2019
Property Address	1126 KESWICK PL, FREDERICK, MD 21703-6169
Document Number	0131160221
Book / Page	13116 / 0221
Map Reference	MB 23 FO 185
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1126 KESWICK PL, FREDERICK, MD 21703-6169

Mortgage

Document Number	131160226
Date	Jul 31, 2019
Instrument	13116/0226

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,967 (+2.04%)	$294,300 (+6.13%) Land $85,000 Building $209,300
2025	$5,149.00 (+10.23%)	$277,300 (+24.41%) Land $85,000 Building $192,300	$277,300 (-) Land $85,000 Building $192,300
2024	$4,671.00 (+14.07%)
2023	$4,095.00	$222,900	$277,300 Land $85,000 Building $192,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber, T-Mobile.

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