1126 Jo Ln, Gardnerville, NV 89410 Property Records

Douglas County property record for 1126 Jo Ln, Gardnerville, NV 89410

Property Summary

Property TypeSingle Family Home
Details3,113 sqft · built 2004
Lot Size5.64 acres (245,678 sqft)
OwnerCompany Name on Record
Tax Bill$6,907 (2026)
Deeds & MortgagesMar 2021 Line of Credit
Jul 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN1220-12-111-001

Property Details

APN / Parcel Number

Primary APN1220-12-111-001
Alternative APN
  • 122012000004

Interior

Stories1 Story
Building Area3,113 sqft Living Area
Gross Area6,859 sqft
1st Floor Area3,113 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area245,678 sqft (5.64 acres)
Garage TypeAttached
Garage Area3,746 sqft
Parking Spaces12 Parking Spaces

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address1126 JO LN
CityGARDNERVILLE
StateNV
Zip89410-7956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINION RIDGE LOT 43 BLOCK A
Legal Range20E
Legal Township12N
Legal Section12
Legal SubdivisionPINION RIDGE
Legal BlockA
Legal Lot Number43
JurisdictionDOUGLAS NV
Township / Civil DivisionGARDNERVILLE-MINDEN
Census Block Group2
Census Block2040
Census Tract2300

Owner

Source: Douglas County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1126 JO LN, GARDNERVILLE, NV 89410-7956
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Line of Credit
UNITED FCU
Jul 7, 2020Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MTG
Oct 22, 2019Quit Claim Deed, Transfer
TICOR TITLE/NEVADA
Oct 21, 2019Quit Claim Deed, Mortgage · VA Mortgage
MOVEMENT MTG
Feb 6, 2019Quit Claim Deed, Transfer
Quitclaim
Jul 6, 2018Grant Deed, Transfer
MOVEMENT MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2019
Deed SaleOct 21, 2019
Prior SaleJul 6, 2018 · Amount on Record
Deed Document Number2019936925
Prior Transfer DateOct 16, 2019
Prior Transfer Doc0000036925
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NV
Property Address1126 JO LN, GARDNERVILLE, NV 89410-7956
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063669
DateMar 17, 2021
Instrument2021-963669
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDOUGLAS NV
Property Address1126 JO LN, GARDNERVILLE, NV 89410-7956
Document Number0000949037
Instrument DateJul 7, 2020
Transaction TypeMortgage
Record UpdatedJul 29, 2020
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1126 JO LN GARDNERVILLE NV 894107956, GARDNERVILLE, NV 89410-7956

Mortgage

Document Number0000949037
DateJul 13, 2020
Instrument949037
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2050

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDOUGLAS NV
Recording DateOct 22, 2019
Property Address1126 JO LN, GARDNERVILLE, NV 89410-7956
Document Number0000937010
Instrument DateOct 16, 2019
Instrument937010
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyTICOR TITLE/NEVADA

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1126 JO LN GARDNERVILLE NV 894107956, GARDNERVILLE, NV 89410-7956

October 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionDOUGLAS NV
Recording DateOct 21, 2019
Property Address1126 JO LN, GARDNERVILLE, NV 89410-7956
Document Number0000936925
Instrument DateOct 16, 2019
Instrument936925
Transaction TypeMortgage
Record UpdatedNov 7, 2019
Title CompanyTICOR TITLE CARSON CITY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1126 JO LN GARDNERVILLE NV 894107956, GARDNERVILLE, NV 89410-7956

Mortgage

Document Number936926
DateOct 21, 2019
Instrument936926
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 20, 2049

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDOUGLAS NV
Recording DateFeb 6, 2019
Property Address1126 JO LN, GARDNERVILLE, NV 89410-7956
Document Number0000925460
Instrument DateFeb 6, 2019
Instrument925460
Transaction TypeTransfer
Record UpdatedFeb 20, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1126 JO LN GARDNERVILLE NV 894107956, GARDNERVILLE, NV 89410-7956

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDOUGLAS NV
Recording DateJul 6, 2018
Property Address1126 JO LN, GARDNERVILLE, NV 89410-7956
Document Number0000916489
Instrument DateJul 5, 2018
Instrument916489
Transaction TypeTransfer
Record UpdatedJul 31, 2018
Title CompanyTICOR TITLE-GARDNERVILLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,545.10
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1126 JO LN GARDNERVILLE NV 894107956, GARDNERVILLE, NV 89410-7956

Mortgage

Document Number916490
DateJul 6, 2018
Instrument916490
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
AmountAmount Recorded
Term360 Months
DueJul 5, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNevada
CountyDouglas County
Unified School DistrictDouglas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,907.00 (+3.03%)$364,879 (-1.08%) Land $122,500 Building $242,379
2025$6,704.00 (-7.87%) Additional exemption filed$368,866 (+9.69%) Land $122,500 Building $246,366$1,053,903 (+9.69%) Land $350,000 Building $703,903
2023$7,277.00$336,284 Land $105,000 Building $231,284$960,811 (+30.77%) Land $300,000 Building $660,811
2021$734,743 Land $190,000 Building $544,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims11 (1995–2014)
Claims Outside the SFHA5 of 11
Most Recent ClaimAug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 66% of Nevada
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hot Spot Broadband
Fixed Wireless
100 / 50

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