1126 Falls Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 1126 Falls Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1950
Lot Size	0.206 acres (8,960 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Dec 1999)
Tax Bill	$13,924 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-04207-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`19-04207-0000-00014`
Alternative APN	`190420700014`

Interior

Stories	1 Story

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,960 sqft (0.206 acres)
Lot Dimensions	128 ft deep x 70 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1126 FALLS TER
City	UNION
State	NJ
Zip	07083-5829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HIGH SCHOLL PARK
Legal Block	4207
Legal Lot Number	14
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1011
Census Tract	32701

Owner

1126 Falls Ter is owned and occupied by an individual who bought it in December 1999.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1126 FALLS TER, UNION, NJ 07083-5829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Deed of Trust, Mortgage · ARM RSI BANK
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage RSI BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 1999 · Amount on File
Deed Sale	Dec 15, 1999 · Amount on File
Deed Document Number	199975188
Deed Book / Page	4911 / 337
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1126 FALLS TER, UNION, NJ 07083-5829
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145342057
Date	Feb 19, 2019
Book Page	14534/2057
Instrument	669480

Lender

Name	RSI BANK
Type	Bank
Address	RAHWAY, NJ 07065

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1126 FALLS TER, UNION, NJ 07083-5829
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148272853
Date	Dec 2, 2020
Book Page	14827/2853
Instrument	704868

Lender

Name	RSI BANK
Type	Bank
Address	RAHWAY, NJ 07065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1126 Falls Ter was $13,924, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,700 (-) Land $22,100 Building $37,600	$59,700 (-) Land $22,100 Building $37,600
2025	$13,924.00 (+4.35%)	$59,700 Land $22,100 Building $37,600	$59,700 Land $22,100 Building $37,600
2024	$13,344.00
2023		$59,700 Land $22,100 Building $37,600	$59,700 Land $22,100 Building $37,600
2022	$12,486.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1126 Falls Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1126 Falls Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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