1126 E Front St, #28, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 1126 E Front St, #28, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	1,988 sqft · built 1916
Lot Size	0.387 acres (16,870 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Dec 2012)
Tax Bill	$10,265 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`12-00330-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`12-00330-0000-00005`
Alternative APNs	`120033000005` `03909000`

Interior

Stories	2 Stories
Building Area	1,988 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Construction Type	Frame
Lot Area	16,870 sqft (0.387 acres)
Lot Dimensions	244 ft deep x 6 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	03909000
Street Address	1126 E FRONT ST, 28
City	PLAINFIELD
State	NJ
Zip	07062-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ADDITIONAL LOTS: 1988 SQ FT BLDG
Legal Block	330
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2000
Census Tract	38900

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1126 E FRONT ST, 28, PLAINFIELD, NJ 07062-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC
Dec 1, 2022	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2012 · Amount on Record
Deed Sale	Dec 26, 2012 · Amount on Record
Prior Sale	Sep 9, 2005 · Amount on Record
Deed Document Number	2012237745
Deed Book / Page	5935 / 315
Last Transfer Date	May 10, 2022
Transfer Doc	0000018441
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Apr 24, 2026
Property Address	1126 E FRONT ST, 28, PLAINFIELD, NJ 07062-1109
Document Number	0000091762
Book / Page	15792 / 2432
Instrument Date	Apr 4, 2026
Instrument	202691762
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 E FRONT ST, PLAINFIELD, NJ 07062-1109

Mortgage

Document Number	0000091762,
Date	Apr 24, 2026
Book Page	15792/2432
Instrument	202691762

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 9, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1126 E FRONT ST # 28, 28, PLAINFIELD, NJ 07062-1109
Transaction Type	Mortgage
Record Updated	Dec 15, 2022
Title Company	LAFAYETTE STLMT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153082475
Date	Dec 1, 2022
Book Page	15308/2475
Instrument	45980

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	4.12%
Index	1-Year T-Bill
Max Rate	6.12%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1126 E FRONT ST # 28, 28, PLAINFIELD, NJ 07062-1109
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 E FRONT ST, PLAINFIELD, NJ 07062-1109

Mortgage

Document Number	0149892547
Date	Jun 15, 2021
Book Page	14989/2547
Instrument	14542

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	259 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,000 (-) Land $56,800 Building $58,200	$115,000 (-) Land $56,800 Building $58,200
2025	$10,265.00 (+2.22%)	$115,000 (-) Land $56,800 Building $58,200	$115,000 (-) Land $56,800 Building $58,200
2024	$10,042.00 (+3.24%)
2023		$115,000 Land $56,800 Building $58,200	$115,000 Land $56,800 Building $58,200
2022	$9,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	93 (1979–2025)
Claims Outside the SFHA	12 of 93
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 16 claims Severe Storms And Flooding, Mar 2010 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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