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1126 Dearborn Ave, Waterloo (Evansdale), IA 50707 Property Records

Black Hawk County property record for 1126 Dearborn Ave, Waterloo, IA 50707

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,161 sqft · built 1981
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Tax Bill$2,362 (2025)
Deeds & MortgagesOct 2026 Transfer
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN8912-29-304-002

Property Details

APN / Parcel Number

Primary APN8912-29-304-002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,161 sqft Living Area
1st Floor Area1,161 sqft
Basement Area1,161 sqft
Finished Basement300 sqft
Unfinished Basement1,161 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1126 DEARBORN AVE
CityEVANSDALE
StateIA
Zip50707-2741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARRIET HUTCHINS ADDITION LOT 7
Legal Range12W
Legal Township89N
Legal Section29
Legal SubdivisionHARRIET HUTCHINS ADDITION
Legal Lot Number7
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2000
Census Tract800

Owner

Source: Black Hawk County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1126 DEARBORN AVE, EVANSDALE, IA 50707-2741
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 16, 2018Deed of Trust, Mortgage
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 24, 2026
Transfer Doc0000015052
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateOct 5, 2026
Property Address1126 DEARBORN AVE, EVANSDALE, IA 50707-2741
Document Number0000015052
Instrument DateSep 24, 2026
Instrument202615052
Transaction TypeTransfer
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1126 DEARBORN AVE, EVANSDALE, IA 50707-2741

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1126 DEARBORN AVE, WATERLOO, IA 50707-2741
Transaction TypeMortgage
Record UpdatedSep 12, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900002654
DateAug 16, 2018
Instrument201900002654
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term353 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,362.00 (+0.08%) Homeowner's exemption$150,200 (+6.38%) Land $12,000 Building $138,200$150,200 (+6.38%) Land $12,000 Building $138,200
2024$2,360.00 (+11.01%)
2023$141,190 (+29.5%) Land $12,000 Building $129,190$141,190 (+29.5%) Land $12,000 Building $129,190
2022$2,126.00 Homeowner's exemption$109,030 Land $12,000 Building $97,030
2021$109,030 Land $12,000 Building $97,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1978–2013)
Claims Outside the SFHA3 of 5
Most Recent ClaimMay 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: GigFire, Nextlink.

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