Shelby County property record for 1126 Caribbean Cir, Alabaster, AL 35007
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,738 sqft · built 1976 |
| Lot Size | 0.247 acres (10,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,900 (Jun 2018) |
| Tax Bill | $1,170 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 232101007070000 |
| Primary APN | 232101007070000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,738 sqft Heated Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 288 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,800 sqft (0.247 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1126 CARIBBEAN CIR |
|---|---|
| City | ALABASTER |
| State | AL |
| Zip | 35007-8838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 10 21S 03W NBRHD: 02 SOUTHWIND R-2 |
| Legal Range | 03W |
| Legal Township | 21S |
| Legal Section | 10 |
| Legal Subdivision | SOUTHWIND 1ST SECTOR |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 30607 |
1126 Caribbean Cir is owned and occupied by an individual who bought it in June 2018.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1126 CARIBBEAN CIR, ALABASTER, AL 35007-8838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC |
| Sep 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC |
| Jun 18, 2018 | Warranty Deed, Construction Loan · Construction Mortgage FBC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2018 · Amount on File |
| Deed Sale | Jun 18, 2018 · Amount on File |
| Deed Document Number | 2018214450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 1126 CARIBBEAN CIR, ALABASTER, AL 35007-8838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000084290 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 20260325000084290 |
| Name | ADVANCE MORTGAGE & INVESTMENT CO INC |
|---|---|
| Type | Mortgage Company |
| Address | DAPHNE, AL 36527 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | Other |
| Margin | 2 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 1126 CARIBBEAN CIR, ALABASTER, AL 35007-8838 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000290270 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 20230928000290270 |
| Name | ADVANCE MORTGAGE & INVESTMENT CO INC |
|---|---|
| Type | Mortgage Company |
| Address | DAPHNE, AL 36527 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jun 18, 2018 |
| Property Address | 1126 CARIBBEAN CIR, ALABASTER, AL 35007-8838 |
| Document Number | 0000214450 |
| Map Reference | MB6 PG72 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 20180618000214450 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1126 CARIBBEAN CIR, 1126, ALABASTER, AL 35007-8838 |
| Name | Verified Name |
|---|---|
| Address | 1126 CARIBBEAN CIR, ALABASTER, AL 35007-8838 |
| Document Number | 0000214460 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 20180618000214460 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 1126 Caribbean Cir was $1,170 with a homeowner's exemption, down 3.3% from the year before.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Alabaster City |
| County | Shelby County |
| Unified School District | Alabaster City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,170.00 (-3.31%) Homeowner's exemption | ||
| 2025 | $1,210.00 | $22,420 | $224,200 Land $65,000 Building $159,200 |
| 2023 | $1,075.00 Homeowner's exemption | $20,680 | $206,800 Land $65,000 Building $141,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1126 Caribbean Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1126 Caribbean Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures