1126 Cambria Way, Encinitas, CA 92024 Property Records

San Diego County property record for 1126 Cambria Way, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,386 sqft · built 1999
Lot Size	1.13 acres (49,279 sqft)
Owner	2 Company Names on Record
Last Sale	$720,000 (Oct 2017)
Tax Bill	$10,791 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-040-60-06`

Property Details

APN / Parcel Number

Primary APN	`257-040-60-06`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	49,279 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1126 CAMBRIA WAY
City	ENCINITAS
State	CA
Zip	92024-1345
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ER-MU1
Legal Description	LOT 1 US 27PER DOCS98-336294&97-484531&UND INT IN MODULE E IN TR 013417
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013417
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	17606

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1126 CAMBRIA WAY, ENCINITAS, CA 92024-1345
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Oct 6, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Jan 27, 2016 · Amount on Record
Deed Document Number	2017462156
Last Transfer Date	Jan 8, 2025
Transfer Doc	0000011995
Record Updated	Oct 29, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2020
Property Address	1126 CAMBRIA WAY, ENCINITAS, CA 92024-1345
Document Number	0000200762
Map Reference	MAP 13417
Instrument	2020-0200762
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 CAMBRIA WAY, ENCINITAS, CA 92024-1345

Mortgage

Document Number	0000200763
Date	Apr 20, 2020
Instrument	2020-0200763

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2017
Property Address	1126 CAMBRIA WAY, ENCINITAS, CA 92024-1345
Document Number	0000462156
Map Reference	MAP13417
Instrument Date	Sep 22, 2017
Instrument	2017-0462156
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 CAMBRIA WAY, ENCINITAS, CA 92024-1345

Mortgage

Document Number	0000462158
Date	Oct 6, 2017
Instrument	2017-0462158

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2017
Property Address	1126 CAMBRIA WAY, ENCINITAS, CA 92024-1345
Document Number	0000462157
Instrument Date	Sep 22, 2017
Instrument	462157
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1126 CAMBRIA WAY ENCINITAS CA 920241345, ENCINITAS, CA 92024-1345

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$835,612 (+2%) Land $611,724 Building $223,888
2025	$10,791.00 (+4.85%) Homeowner's exemption	$819,229 (+4.04%) Land $599,730 Building $219,499
2023	$10,292.00 (+5.02%) Homeowner's exemption	$787,420 Land $576,443 Building $210,977
2022	$9,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ting, Verizon.

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