11258 Howlett Ln, Union, KY 41091 Property Records

Boone County property record for 11258 Howlett Ln, Union, KY 41091

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2 ba · 1,592 sqft · built 1970
Lot Size	12.6 acres (552,776 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`042.00-00-003.05`

Property Details

APN / Parcel Number

Primary APN	`042.00-00-003.05`
Alternative APN	`41895`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Finished Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	552,776 sqft (12.6 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gravity Furnace
Heating Fuel	Oil

Location & Zoning

Street Address	11258 HOWLETT LN
City	UNION
State	KY
Zip	41091-9645
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	12.69 AC ON BIG BONE RD (42-3E,3I) ALSO INCLUDES 003.09
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2004
Census Tract	70601

Owner

Source: Boone County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11258 HOWLETT LN, UNION, KY 41091-9645
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 20, 2024
Transfer Doc	000D1229/1
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Recording Date	Jun 15, 2026
Property Address	11258 HOWLETT LN, UNION, KY 41091-9645
Document Number	0M4928/305
Book / Page	4928 / 305
Instrument Date	Jun 11, 2026
Instrument	20261264139
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11258 HOWLETT LN, UNION, KY 41091-9645

Mortgage

Document Number	0001264139,
Date	Jun 15, 2026
Book Page	4928/305
Instrument	20261264139

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Apr 1, 2057

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,564.00 (+75.86%)	$222,800 (-19.39%) Land $12,800 Building $210,000
2024			$222,800 (-19.39%) Land $12,800 Building $210,000
2023	$1,458.00 (+1.96%)	$276,400 (-) Land $110,000 Building $166,400	$276,400 (-) Land $110,000 Building $166,400
2022	$1,430.00	$276,400 Land $110,000 Building $166,400	$276,400 Land $110,000 Building $166,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000

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