11256 Headwaters Ct NE, Lowell, MI 49331 Property Records

Kent County property record for 11256 Headwaters Ct NE, Lowell, MI 49331

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 2,088 sqft · built 2006
Lot Size	1.19 acres (52,185 sqft)
Owner	Individual Name on File
Last Sale	$602,000 (Feb 2025)
Tax Bill	$6,510 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-16-21-301-017`

Property Details

APN / Parcel Number

Primary APN	`41-16-21-301-017`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	2,088 sqft
Basement Area	2,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	52,185 sqft (1.19 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11256 HEADWATERS CT NE
City	LOWELL
State	MI
Zip	49331-8635
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-A
Legal Description	411621301017 UNIT 17 * HEADWATERS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.577 LIBER 6070 PAGE 951 AS AMENDED BY
Legal Subdivision	HEADWATERS KENT COUNTY CONDOMINIUM SUBDI
Legal Unit	17
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	3
Census Block	3009
Census Tract	12003

Owner

11256 Headwaters Ct NE, a condominium, is owned and occupied by an individual who bought it in February 2025.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	11256 HEADWATERS CT NE, LOWELL, MI 49331-8635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on File
Deed Sale	Feb 27, 2025 · Amount on File
Prior Sale	Jul 11, 2005 · Amount on File
Deed Document Number	202510660
Prior Transfer Date	Feb 12, 2014
Prior Transfer Doc	0000012172
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11256 HEADWATERS CT NE, LOWELL, MI 49331-8635
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11256 HEADWATERS CT NE, LOWELL, MI 49331-8635

Mortgage

Document Number	0000073025
Date	Nov 7, 2025
Instrument	20251107-0073025

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11256 HEADWATERS CT NE, LOWELL, MI 49331-8635
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090718
Date	Oct 2, 2020
Instrument	202010020090718

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	182 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 11256 Headwaters Ct NE was $6,510.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,800 (+7.33%)	$591,600 (+7.33%)
2025	$6,510.00	$275,600	$551,200
2023		$274,800	$549,600
2019	$5,399.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11256 Headwaters Ct NE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11256 Headwaters Ct NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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