St. Joseph County property record for 11256 Harder Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1905 |
| Lot Size | 4.96 acres (216,058 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Feb 2014) |
| Tax Bill | $411 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-032-009-10 |
| Primary APN | 004-032-009-10 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 546 sqft |
| Unfinished Basement | 546 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 216,058 sqft (4.96 acres) |
| Lot Dimensions | 1,350 ft deep x 160 ft wide |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11256 HARDER RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | W 175 FT OF S 1/2 W 1/2 E 1/2 SW 1/4 SEC 32 T6S R12W. 5.3 A. |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 32 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | FABIUS |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 41102 |
11256 Harder Rd is owned and occupied by an individual who bought it in February 2014.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11256 HARDER RD, THREE RIVERS, MI 49093-9276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2014 · Amount on File |
| Deed Sale | Feb 12, 2014 · Amount on File |
| Prior Sale | Jan 28, 2010 · Amount on File |
| Deed Book / Page | 1734 / 828 |
| Prior Transfer Date | Jun 30, 2003 |
| Prior Transfer Doc | 1165000091 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 11256 HARDER RD, THREE RIVERS, MI 49093-9276 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020003268 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 2020003268 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 11256 Harder Rd was $411 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Fabius Township |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,700 | $161,400 | |
| 2025 | $411.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11256 Harder Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1996–2008) |
| Most Recent Claim | Sep 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11256 Harder Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
May also be available: Mercury Fiber.
5G (outdoors only) and 4G LTE
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