11254 Terwilligers Run Dr, Cincinnati, OH 45249 Property Records

Hamilton County property record for 11254 Terwilligers Run Dr, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,449 sqft · built 1986
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Feb 2020)
Tax Bill	$13,829 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`603-0025-0124-00`

Property Details

APN / Parcel Number

Primary APN	`603-0025-0124-00`
Alternative APN	`122505626`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,449 sqft Living Area
Gross Area	7,622 sqft
1st Floor Area	2,756 sqft
2nd Floor Area	1,428 sqft
Basement Area	2,756 sqft
Finished Basement	1,265 sqft
Unfinished Basement	1,491 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	155 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	252 sqft
Patio Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	11254 TERWILLIGERS RUN DR
City	CINCINNATI
State	OH
Zip	45249-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERWILLIGERS RUN DR 135 X 155.46 IRR LOT 51 TERWILLIGERS RUN SUB BL C
Legal Subdivision	TERWILLIGERS RUN SUB
Legal Block	C
Legal Lot Number	51
Jurisdiction	HAMILTON OH
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2017
Census Tract	24323

Owner

11254 Terwilligers Run Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Hamilton County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11254 TERWILLIGERS RUN DR, CINCINNATI, OH 45249-2748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
May 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERBANK
Feb 21, 2020	Warranty Deed, Transfer · Line of Credit CENTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Prior Sale	Jul 11, 2011
Deed Document Number	202017747
Deed Book / Page	14109 / 1476
Prior Transfer Date	Mar 31, 1997
Prior Transfer Doc	0000044335
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Apr 22, 2026
Property Address	11254 TERWILLIGERS RUN DR, CINCINNATI, OH 45249-2748
Document Number	0000030387
Book / Page	15650 / 1674
Instrument Date	Apr 16, 2026
Instrument	202630387
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11254 TERWILLIGERS RUN DR, CINCINNATI, OH 45249-2748

Mortgage

Document Number	0000030387,
Date	Apr 22, 2026
Book Page	15650/1674
Instrument	202630387

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 21, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11254 TERWILLIGERS RUN DR, CINCINNATI, OH 45249-2748
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11254 TERWILLIGERS RUN DR, CINCINNATI, OH 45249-2748

Mortgage

Document Number	0000048235
Date	May 16, 2022
Book Page	14668/358
Instrument	2022-0048235

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11254 TERWILLIGERS RUN DR, CINCINNATI, OH 45249-2748
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11254 TERWILLIGERS RUN DR, CINCINNATI, OH 45249-2748

Mortgage

Document Number	0000091565
Date	Dec 23, 2024
Book Page	15318/1118
Instrument	2024-0091565

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2045

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11254 TERWILLIGERS RUN DR, CINCINNATI, OH 45249-2748
Document Number	0000126719
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11254 TERWILLIGERS RUN DR CINCINNATI OH 452492748, CINCINNATI, OH 45249-2748

Mortgage

Document Number	0000126719
Date	Dec 3, 2020
Book Page	014307/001229
Instrument	126719

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 21, 2020
Property Address	11254 TERWILLIGERS RUN DR, CINCINNATI, OH 45249-2748
Document Number	0000017747
Book / Page	014109 / 001476
Instrument Date	Jul 19, 2019
Instrument	17747
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	11254 TERWILLIGERS RUN DR CINCINNATI OH 452492748, CINCINNATI, OH 45249-2748

Mortgage

Document Number	17748
Date	Feb 21, 2020
Book Page	014109/001479
Instrument	17748

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11254 Terwilligers Run Dr was $13,829, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Montgomery City
Unified School District	Sycamore Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,829.00 (+2.27%)	$270,018 (-) Land $36,750 Building $233,268	$771,480 Land $105,000 Building $666,480
2024	$13,522.00 (-0.49%)	$270,018 (-) Land $36,750 Building $233,268
2023	$13,589.00 (+9.08%)	$270,018 (+30.76%) Land $36,750 Building $233,268	$771,480 Land $105,000 Building $666,480
2022	$12,458.00 Homeowner's exemption	$206,500 Land $41,650 Building $164,850
2020			$590,000 Land $119,000 Building $471,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11254 Terwilligers Run Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11254 Terwilligers Run Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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