11254 Charles Dr, Warren, MI 48093 Property Records

Macomb County property record for 11254 Charles Dr, Warren, MI 48093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,983 sqft · built 1962
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$157,900 (May 1997)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-03-406-007`

Property Details

APN / Parcel Number

Primary APN	`12-13-03-406-007`
Alternative APN	`1303406007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,983 sqft Living Area
1st Floor Area	1,045 sqft
Basement Area	1,045 sqft
Unfinished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	11254 CHARLES DR
City	WARREN
State	MI
Zip	48093-5574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	CAPRI VILLA SUB'N NO. 3" E 80.0 FT LOT 176 L.50 P.2
Legal Subdivision	CAPRI VILLA SUBDIVISION
Legal Lot Number	176
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2003
Census Tract	260400

Owner

11254 Charles Dr is owned and occupied by two individuals who bought it in May 1997.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11254 CHARLES DR, WARREN, MI 48093-5574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit EXTRA CREDIT UNION
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY SAVINGS BANK FSB
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage EXTRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 1997 · Amount on File
Deed Sale	May 30, 1997 · Amount on File
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jul 22, 2026
Property Address	11254 CHARLES DR, WARREN, MI 48093-5574
Document Number	0000069664
Book / Page	30774 / 54
Instrument Date	Jun 16, 2026
Instrument	202669664
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11254 CHARLES DR, WARREN, MI 48093-5574

Mortgage

Document Number	0000069664,
Date	Jul 22, 2026
Book Page	30774/54
Instrument	202669664

Lender

Name	EXTRA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	11254 CHARLES DR, WARREN, MI 48093-5574
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11254 CHARLES DR, WARREN, MI 48093-5574

Mortgage

Document Number	2102245179
Date	Sep 30, 2021
Book Page	28050/908
Instrument	202102245179

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	11254 CHARLES DR, WARREN, MI 48093-5574
Document Number	0000010121
Book / Page	025187 / 000241
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11254 CHARLES DR WARREN MI 480935574, WARREN, MI 48093-5574

Mortgage

Document Number	0000010121
Date	Jan 26, 2018
Book Page	025187/000241
Instrument	10121

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 25, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 11254 Charles Dr was $4,410 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,180	$308,360
2025	$4,410.00
2023		$119,490	$238,980
2022	$3,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11254 Charles Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1981–2014)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11254 Charles Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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