11251 Rd 286, Union, MS 39365 Property Records

Neshoba County property record for 11251 Rd 286, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,403 sqft · built 1974
Lot Size	8.8 acres (383,328 sqft)
Owner	Individual Name on Record
Tax Bill	$1,654 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14400-31-011.001`

Property Details

APN / Parcel Number

Primary APN	`14400-31-011.001`
Alternative APN	`16471`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	4,403 sqft Living Area
2nd Floor Area	1,142 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	383,328 sqft (8.8 acres)
Garage Type	Carport
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	16471
Street Address	11251 ROAD 286
City	UNION
State	MS
Zip	39365-2467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N1/2 NW1/4 SE1/4
Jurisdiction	NESHOBA MS
Township / Civil Division	3
Census Block Group	4
Census Block	4047
Census Tract	10600

Owner

Source: Neshoba County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11251 ROAD 286, UNION, MS 39365-2467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Apr 27, 2021	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jul 2, 2021	Warranty Deed, Transfer
Feb 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021
Deed Sale	Jul 2, 2021
Prior Sale	Feb 26, 2021
Deed Document Number	0020212906
Deed Book / Page	2021 / 2906
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11251 ROAD 286, UNION, MS 39365-2467
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/5754
Date	Jul 2, 2021
Book Page	2021/5754
Instrument	2021-5754

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	11251 ROAD 286, UNION, MS 39365-2467
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/3664
Date	Apr 27, 2021
Book Page	2021/3664
Instrument	2021-3664

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Jul 2, 2021
Property Address	11251 ROAD 286, UNION, MS 39365-2467
Document Number	02021/2906
Book / Page	2021 / 2906
Instrument Date	Jun 30, 2021
Instrument	2021-2906
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11251 ROAD 286, UNION, MS 39365-2467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3267 MERRICK PL, MISSOURI VALLEY, IA 51555-5041

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NESHOBA MS
Recording Date	Feb 26, 2021
Property Address	11251 ROAD 286, UNION, MS 39365-2467
Document Number	02021/1130
Book / Page	2021 / 1130
Instrument Date	Feb 25, 2021
Instrument	2021-1130
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11191 ROAD 286, UNION, MS 39365-2465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11251 ROAD 286, UNION, MS 39365-2467

Tax Assessment & Valuation

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,654.00 (-4.89%) Homeowner's exemption	$18,582 (+8.41%)	$179,490 (+9.17%) Land $8,350 Building $171,140
2024	$1,739.00 (+8.89%)
2023	$1,597.00 (+49.39%) Homeowner's exemption	$17,140 (-0.02%)	$164,410 (-0.01%) Land $8,390 Building $156,020
2022		$17,143	$164,430 Land $8,410 Building $156,020
2021	$1,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 286

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