11251 Co Rd 391, Holts Summit, MO 65043 Property Records

Callaway County property record for 11251 Co Rd 391, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,990 sqft · built 1978
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Dec 2025 Sale Jun 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-08.0-27.0-00-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`25-08.0-27.0-00-000-006.000`
Alternative APN	`2508027000000000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,990 sqft Living Area
1st Floor Area	1,990 sqft
Basement Area	1,990 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Wood
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	732 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2508027000000006000
Street Address	11251 COUNTY ROAD 391
City	HOLTS SUMMIT
State	MO
Zip	65043-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NW NW
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1051
Census Tract	70800

Owner

11251 Co Rd 391 is owned and occupied by an individual who acquired it in December 2025.

Source: Callaway County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11251 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Mar 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage MID AMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025
Deed Sale	Dec 31, 2025
Deed Document Number	202507318
Deed Book / Page	524 / 613
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 31, 2025
Property Address	11251 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1309
Document Number	000524/613
Book / Page	524 / 613
Instrument Date	Dec 30, 2025
Instrument	202507318
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11251 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1309

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11251 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1309
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000500/678
Date	Jun 13, 2022
Book Page	500/678
Instrument	202203779

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11251 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1309
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000498/870
Date	Mar 31, 2022
Book Page	498/870
Instrument	202201933

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11251 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1309
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	245/820
Date	Jan 4, 2021
Book Page	245/820
Instrument	202100004

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	11251 COUNTY ROAD 391, HOLTS SUMMIT, MO 65043-1309
Transaction Type	Mortgage
Record Updated	Apr 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201701656
Date	Mar 23, 2017
Book Page	D0238/0766
Instrument	201701656

Lender

Name	MID AMERICA BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11251 Co Rd 391 was $2,672, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,672.00 (-2.48%)	$43,953 (-)	$231,330 (-)
2024	$2,740.00 (+0.07%)	$43,953 (-)	$231,330 (-)
2023	$2,738.00 (+32.78%)	$43,953 (+32.81%)	$231,330
2022	$2,062.00	$33,094 Land $1,710 Building $31,384
2021			$174,180 Land $9,000 Building $165,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11251 Co Rd 391 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11251 Co Rd 391 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Mediacom Xtream, Wisper ISP.

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