1125 Wallace St, Gary, IN 46404 Property Records

Lake County property record for 1125 Wallace St, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,824 sqft · built 1927
Lot Size0.086 acres (3,746 sqft)
Owner2 Individual Names on Record
Last Sale$142,804 (Apr 2026)
Tax Bill$126 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2025 Sale
Flood ZoneZone X (minimal risk)
APN001-25-43-0161-0030

Property Details

APN / Parcel Number

Primary APN001-25-43-0161-0030
Alternative APNs
  • 45-08-07-253-010.000-004
  • 254301610030

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms2 Rooms
Stories1 Story
Building Area1,824 sqft Living Area
Gross Area2,736 sqft
1st Floor Area912 sqft
Basement Area912 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1970
Construction TypeBrick
Roof MaterialAsphalt
Lot Area3,746 sqft (0.086 acres)
Lot Dimensions125 ft deep x 30 ft wide
View / LotAlley
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1125 WALLACE ST
CityGARY
StateIN
Zip46404-1846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY HEIGHTS L.37 BL.9
Legal SubdivisionGARY HEIGHTS
Legal Block9
Legal Lot Number37
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1032
Census Tract11000

Owner

Source: Lake County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1125 WALLACE ST, GARY, IN 46404-1846
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Warranty Deed, Transfer · FHA Mortgage
DIRECT MORTGAGE LOAN
Apr 4, 2025Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2026 · Amount on Record
Deed SaleApr 13, 2026 · Amount on Record
Prior SaleApr 4, 2025
Deed Document Number2026514501
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateApr 13, 2026
Property Address1125 WALLACE ST, GARY, IN 46404-1846
Document Number0000514501
Instrument DateApr 8, 2026
Instrument2026514501
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1125 WALLACE ST, GARY, IN 46404-1846

Mortgage

Document Number0000514502,
DateApr 13, 2026
Instrument2026514502
Lender
NameDIRECT MORTGAGE LOAN
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.5%
Max Rate-1%

Mortgage

Document Number0000014503,
DateApr 13, 2026
Instrument2026514503
Lender
Agreement
AmountAmount Recorded
Interest
Rate5.98%
Max Rate-1%

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateApr 4, 2025
Property Address1125 WALLACE ST, GARY, IN 46404-1846
Document Number0000011560
Map ReferenceMB 20 PG 13
Instrument DateApr 1, 2025
Instrument2025-511560
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7428 E 120TH AVE, CROWN POINT, IN 46307-7261
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$72,900 (+47.87%) Land $7,100 Building $65,800$72,900 (+47.87%) Land $7,100 Building $65,800
2024$126.00$49,300 (+7.17%) Land $6,800 Building $42,500$49,300 (+7.17%) Land $6,800 Building $42,500
2023$46,000 (+6.24%) Land $6,800 Building $39,200$46,000 (+6.24%) Land $6,800 Building $39,200
2022$43,300 Land $3,600 Building $39,700$43,300 Land $3,600 Building $39,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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