1125 Thomas St, Radcliff, KY 40160 Property Records

Hardin County property record for 1125 Thomas St, Radcliff, KY 40160 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,462 sqft · built 1976
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$143,000 (Feb 2009)
Tax Bill$1,882 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Aug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN161-30-01-025

Property Details

APN / Parcel Number

Primary APN161-30-01-025

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,462 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleRanch
Exterior MaterialBrick
Lot Area16,117 sqft (0.369 acres)
Garage TypeAttached
Garage Area378 sqft
PorchPorch
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address1125 THOMAS ST
CityRADCLIFF
StateKY
Zip40160-1841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEARMAN MNR LT 025 #3
Legal SubdivisionPEARMAN MNR
Legal Lot Number25
JurisdictionHARDIN KY
Township / Civil DivisionRADCLIFF
Census Block Group3
Census Block3000
Census Tract700

Owner

Source: Hardin County records · APN 161-30-01-025

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1125 THOMAS ST, RADCLIFF, KY 40160-1841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 03, 2020Deed of Trust, Mortgage · Line of Credit
ABOUND FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 09, 2009 · Amount on Record
Deed SaleFeb 09, 2009 · Amount on Record
Deed Document Number0001286097
Deed Book / Page1286 / 097
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address1125 THOMAS ST, RADCLIFF, KY 40160-1841
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 THOMAS ST, RADCLIFF, KY 40160-1841

Mortgage

Document Number02601/1211
DateFeb 18, 2026
Book Page2601/1211
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address1125 THOMAS ST, RADCLIFF, KY 40160-1841
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2326/931
DateAug 03, 2020
Book Page2326/931
Lender
NameABOUND FCU
TypeCredit Union
AddressRADCLIFF, KY 40159
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 30, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
MunicipalityRadcliff City
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,882.00 (+32.91%)$200,100 (+35.94%) Land $20,000 Building $180,100$200,100 (+35.94%) Land $20,000 Building $180,100
2023$147,200 (-) Land $16,100 Building $131,100$147,200 (-) Land $16,100 Building $131,100
2022$147,200 Land $16,100 Building $131,100$147,200 Land $16,100 Building $131,100
2021$1,416.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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