1125 SE Fleming Way, Stuart, FL 34997 Property Records

Martin County property record for 1125 SE Fleming Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,189 sqft · built 2006
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,000 (May 2006)
Tax Bill	$3,763 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-009-000-0245.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-009-000-0245.0-0-0000`
Alternative APNs	`40-38-41-009-000-02450-0` `553350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,189 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	2,189 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,623 sqft (0.175 acres)
View / Lot	Homesite
Garage Type	Attached
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	553350
Street Address	1125 SE FLEMING WAY
City	STUART
State	FL
Zip	34997-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 245 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	MARTINS CROSSING
Legal Block	1
Legal Lot Number	245
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1002
Census Tract	1106

Owner

Source: Martin County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1125 SE FLEMING WAY, STUART, FL 34997-1557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FCU
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2006 · Amount on Record
Deed Sale	May 3, 2006 · Amount on Record
Prior Sale	Jun 23, 2005
Deed Document Number	20061930332
Deed Book / Page	2139 / 990
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Sep 28, 2026
Property Address	1125 SE FLEMING WAY, STUART, FL 34997-1557
Document Number	0003206901
Book / Page	3592 / 2034
Instrument Date	Sep 18, 2026
Instrument	20263206901
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003206901,
Date	Sep 28, 2026
Book Page	3592/2034
Instrument	20263206901

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 25, 2046

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1125 SE FLEMING WAY, STUART, FL 34997-1557
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 SE FLEMING WAY, STUART, FL 34997-1557

Mortgage

Document Number	0032542524
Date	Sep 8, 2021
Book Page	3254/2524
Instrument	2912814

Lender

Name	SOUTHPOINT FCU
Type	Credit Union
Address	ALPHARETTA, GA 30005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1125 SE FLEMING WAY, STUART, FL 34997-1557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 SE FLEMING WAY, STUART, FL 34997-1557

Mortgage

Document Number	0031520891
Date	Aug 21, 2020
Book Page	3152/891
Instrument	2833456

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender
Address	ALPHARETTA, GA 30005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,763.00 (-0.45%) Additional exemption filed	$251,213 (+5.99%)	$453,850 (+13.13%) Land $160,000 Building $293,850
2024	$3,780.00 (+2.33%)
2023	$3,694.00 (+3.82%) Additional exemption filed	$237,024 (+3%)	$401,190 (+10.03%) Land $125,000 Building $276,190
2022	$3,558.00 Homeowner's exemption	$230,121	$364,620 Land $100,000 Building $264,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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