1125 Sandy Ridge Cir, Schertz, TX 78154 Property Records

Guadalupe County property record for 1125 Sandy Ridge Cir, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,085 sqft · built 1997
Lot Size	0.158 acres (6,878 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2021)
Tax Bill	$3,624 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G0812401201500000`

Property Details

APN / Parcel Number

Primary APN	`1G0812401201500000`
Alternative APNs	`000000021057` `000000259786` `21057`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,085 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	1,245 sqft
2nd Floor Area	840 sqft
Utility Area	25 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	6,878 sqft (0.158 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1125 SANDY RIDGE CIR
City	SCHERTZ
State	TX
Zip	78154-2850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 15 BLK: 12 ADDN: DOVE MEADOWS #4
Legal Subdivision	DOVE MEADOWS #4
Legal Block	12
Legal Lot Number	15
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1001
Census Tract	210715

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1125 SANDY RIDGE CIR, SCHERTZ, TX 78154-2850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit FROST BANK
Dec 3, 2021	Warranty Deed, Transfer OLD REPUBLIC TITLE
Jul 23, 2021	Vendor's Lien, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	202199025430
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0099025430
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	1125 SANDY RIDGE CIR, SCHERTZ, TX 78154-2850
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 SANDY RIDGE CIR, SCHERTZ, TX 78154-2850

Mortgage

Document Number	0099000697
Date	Jan 10, 2024
Instrument	202499000697

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Dec 3, 2021
Property Address	1125 SANDY RIDGE CIR, SCHERTZ, TX 78154-2850
Document Number	0099041462
Map Reference	VOL 4 PG 49&50
Instrument Date	Dec 3, 2021
Instrument	202199041462
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6306 HAZEL VALLEY ST, SAN ANTONIO, TX 78242-2045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 SANDY RIDGE CIR, SCHERTZ, TX 78154-2850

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jul 23, 2021
Property Address	1125 SANDY RIDGE CIR, SCHERTZ, TX 78154-2850
Document Number	0099025430
Map Reference	VOL 5 PG 355B
Instrument Date	Jul 22, 2021
Instrument	202199025430
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 WILLICK RD, MARION, TX 78124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 SANDY RIDGE CIR, SCHERTZ, TX 78154-2850

Mortgage

Document Number	0099025431
Date	Jul 23, 2021
Instrument	202199025431

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,809 (-8.4%) Land $45,001 Building $200,808	$245,809 (-8.4%) Land $45,001 Building $200,808
2025	$3,624.00 (-18.05%) Homeowner's exemption	$268,341 (-5.51%) Land $39,293 Building $229,048	$268,341 (-5.51%) Land $39,293 Building $229,048
2024	$4,422.00 (+0.98%)
2023	$4,379.00 (-25%) Homeowner's exemption	$284,000 Land $51,330 Building $232,670	$284,000 Land $51,330 Building $232,670
2022	$5,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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