1125 Outer Dr, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1125 Outer Dr, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,226 sqft · built 1959
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Aug 2019)
Tax Bill	$6,867 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 59.10-11-35`

Property Details

APN / Parcel Number

Primary APN	`422800 59.10-11-35`
Alternative APN	`280005901000110350000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,226 sqft Living Area
1st Floor Area	1,707 sqft
Upper Floors Area	519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1125 OUTER DR
City	SCHENECTADY
State	NY
Zip	12303-3677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LESLIE GARDINEER CLDBRK-566/5.-380-24
Legal Subdivision	COLD BROOK
Legal Block	11
Legal Lot Number	35.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3001
Census Tract	32902

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.10-11-35

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1125 OUTER DR, SCHENECTADY, NY 12303-3677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 2019 · Amount on Record
Deed Sale	Aug 09, 2019 · Amount on Record
Prior Sale	Jul 06, 2016 · Amount on Record
Deed Document Number	201935678
Deed Book / Page	2017 / 359
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 09, 2019
Property Address	1125 OUTER DR, SCHENECTADY, NY 12303-3677
Document Number	0000035678
Book / Page	2017 / 359
Map Reference	DR 65 MAP 72
Instrument Date	Jul 29, 2019
Instrument	201935678
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1125 OUTER DR, 1125, SCHENECTADY, NY 12303-3677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2553 3RD AVE, SCHENECTADY, NY 12303-3184

Mortgage

Document Number	0000035681
Date	Aug 09, 2019
Instrument	201935681

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,867.00	$187,100 (-) Land $8,600 Building $178,500	$287,800 (+16.9%) Land $13,229 Building $274,571
2023		$187,100 Land $8,600 Building $178,500	$246,200 Land $11,317 Building $234,883

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 518 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROTTERDAM WD #5 serves 28,000 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.