1125 Oldbury Rd, Midlothian, VA 23113 Property Records

Chesterfield County property record for 1125 Oldbury Rd, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 1980
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Apr 2024)
Tax Bill	$3,042 (2026)
Deeds & Mortgages	Jan 2023 Second Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01609030100B023`

Property Details

APN / Parcel Number

Primary APN	`01609030100B023`
Alternative APNs	`732-70-89-67-200-000` `395822001` `474284000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,432 sqft Finished Area
1st Floor Area	572 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,060 sqft (0.208 acres)
Deck Area	130 sqft
Patio Area	130 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	474284000
Street Address	1125 OLDBURY RD
City	MIDLOTHIAN
State	VA
Zip	23113-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	BUCKINGHAM L 23 BK B SEC 1
Legal Subdivision	BUCKINGHAM
Legal Block	B
Legal Lot Number	23
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1000
Census Tract	100915

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1125 OLDBURY RD, MIDLOTHIAN, VA 23113-2839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 2, 2024	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 18, 2023	Warranty Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO
Apr 27, 2018	Warranty Deed, Transfer · FHA Mortgage VILLAGE BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on Record
Deed Sale	Apr 2, 2024 · Amount on Record
Prior Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	20249224
Deed Book / Page	14519 / 115
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	1125 OLDBURY RD, MIDLOTHIAN, VA 23113-2839
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014178-721
Date	Jan 17, 2023
Book Page	14178/721
Instrument	2023001113

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	304 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 2, 2024
Property Address	1125 OLDBURY RD, MIDLOTHIAN, VA 23113-2839
Document Number	014519-115
Book / Page	14519 / 115
Instrument Date	Mar 15, 2024
Instrument	2024009224
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 OLDBURY RD, MIDLOTHIAN, VA 23113-2839

Mortgage

Document Number	2024009225
Date	Apr 2, 2024
Instrument	2024009225

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Oct 18, 2023
Property Address	1125 OLDBURY RD, MIDLOTHIAN, VA 23113-2839
Document Number	014398-855
Book / Page	14398 / 855
Instrument Date	Oct 17, 2023
Instrument	2023031738
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 27, 2018
Property Address	1125 OLDBURY RD, MIDLOTHIAN, VA 23113-2839
Document Number	11962625
Book / Page	011962 / 000625
Instrument Date	Apr 20, 2018
Instrument	15009
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 OLDBURY RD MIDLOTHIAN VA 231132839, MIDLOTHIAN, VA 23113-2839

Mortgage

Document Number	11962629
Date	Apr 27, 2018
Book Page	011962/000629
Instrument	15010

Lender

Name	VILLAGE BK MTG
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,042.00 (+29.78%)	$339,000 (+7.14%) Land $81,000 Building $258,000	$339,000 (+7.14%) Land $81,000 Building $258,000
2025		$316,400 (+24.13%) Land $68,000 Building $248,400	$316,400 (+24.13%) Land $68,000 Building $248,400
2023	$2,344.00	$254,900 Land $63,000 Building $191,900	$254,900 Land $63,000 Building $191,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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