1125 Oak St, Springfield, OH 45505 Property Records

Clark County property record for 1125 Oak St, Springfield, OH 45505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,584 sqft · built 1915
Lot Size	0.071 acres (3,101 sqft)
Owner	2 Individual Names on File
Last Sale	$14,000 (Nov 2010)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340-07-00028-322-007`

Property Details

APN / Parcel Number

Primary APN	`340-07-00028-322-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	804 sqft
Basement Area	24 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,101 sqft (0.071 acres)
Lot Dimensions	100 ft deep x 31 ft wide
Porch	Open Frame Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1125 OAK ST
City	SPRINGFIELD
State	OH
Zip	45505-3157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENFIELD S W COR 12
Legal Subdivision	PENFIELD
Legal Block	322
Legal Lot Number	7
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1001
Census Tract	1200

Owner

1125 Oak St is owned and occupied by two individuals who bought it in November 2010.

Source: Clark County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1125 OAK ST, SPRINGFIELD, OH 45505-3157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2010 · Amount on File
Deed Sale	Nov 23, 2010 · Amount on File
Deed Document Number	201016363
Deed Book / Page	1917 / 2479
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1125 OAK ST, SPRINGFIELD, OH 45505-3157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016173
Date	Nov 2, 2020
Book Page	2180/2891
Instrument	202000016173

Lender

Name	NEIGHBORHOOD HOUSING PARTNERSHIP OF GREA
Type	Non-Lending Institution
Address	SPRINGFIELD, OH 45503

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1125 Oak St was $2,684 with a disabled person's exemption, up 231.4% from the year before.

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,684.00 (+231.36%) Disabled Person's exemption	$30,560 Land $2,170 Building $28,390	$87,290 Land $6,190 Building $81,100
2024	$810.00
2023		$20,250 Land $1,700 Building $18,550
2022			$57,860 Land $4,860 Building $53,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1125 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1125 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20