1125 North Rd, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 1125 North Rd, Hardwick, MA 01037

Property Summary

Property Type	Rural Home
Details	3 bd · 4.5 ba · 3,688 sqft · built 1990
Lot Size	16.6 acres (723,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Nov 2022)
Tax Bill	$13,520 (2026)
Deeds & Mortgages	Nov 2022 Sale Mar 2021 Refinance
APN	`1380-00010`

Property Details

APN / Parcel Number

Primary APN	`1380-00010`
Alternative APNs	`HARD M:1380 B:0000 L:0001-0` `M:1380 B:0000 L:0001=0`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,688 sqft Living Area
Gross Area	8,812 sqft
1st Floor Area	2,728 sqft
Basement Area	2,224 sqft
Unfinished Basement	2,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	723,183 sqft (16.6 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1380-00010
Street Address	1125 NORTH RD
City	HARDWICK
State	MA
Zip	01037-9729
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR60
Legal Lot Number	1-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1050
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 541, HARDWICK, MA 01037-0541
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Quit Claim Deed, Transfer
Mar 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Dec 1, 1999 · Amount on Record
Deed Document Number	2022124231
Deed Book / Page	68508 / 306
Prior Transfer Date	Nov 2, 2022
Prior Transfer Doc	068508-306
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Nov 18, 2022
Property Address	1125 NORTH RD, HARDWICK, MA 01037-9729
Document Number	068508-306
Book / Page	68508 / 306
Instrument Date	Nov 2, 2022
Instrument	124231
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1125 NORTH RD, HARDWICK, MA 01037-9729

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	1125 NORTH RD, HARDWICK, MA 01037-9729
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64717-366
Date	Mar 19, 2021
Book Page	64717/366
Instrument	37966

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,520.00 (+12.15%)	$1,061,208 (+15.76%) Land $56,108 Building $969,900	$768,589 (-6.09%)
2025	$12,055.00 (+4.2%)	$916,736 (%) Land $55,936 Building $860,800	$818,425 (+8.56%)
2024	$11,569.00 (+2.99%)	$916,742 (+8.54%) Land $55,942 Building $860,800	$753,920
2023	$11,233.00	$844,577 Land $53,377 Building $791,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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