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  5. Neck Rd

1125 Neck Rd, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 1125 Neck Rd, Ponte Vedra Beach, FL 32082

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,579 sqft · built 1994
Lot Size1.08 acres (47,044 sqft)
OwnerIndividual Name on File
Last Sale$800,000 (Feb 2018)
Tax Bill$10,710 (2025)
Deeds & MortgagesApr 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN068700-0260

Property Details

APN / Parcel Number

Primary APN068700-0260

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area3,579 sqft Living Area
Gross Area4,645 sqft
1st Floor Area2,827 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area47,044 sqft (1.08 acres)
Lot Dimensions468 ft deep x 100 ft wide
Garage TypeAttached
Garage Area1,066 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area383 sqft
PorchFinished/Open Porch
Porch Area1,065 sqft
Deck Area361 sqft
Patio Area1,201 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1125 NECK RD
CityPONTE VEDRA BEACH
StateFL
Zip32082-4110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG1
Legal Description47 74-4S-29E PT OF GIBBS & DEWEES GRANTS RE-SUB LOTS 3 THRU 11 UNREC HALE MAP GUANO ESTATES UNREC SUB (OR376/439) LOT 26 OR4502/599
Legal Range29E
Legal Township04S
Legal Section46
Legal SubdivisionGUANA ESTATES UNPLATTED
Legal Block2
Legal Lot Number3-11
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2013
Census Tract20604

Owner

1125 Neck Rd is owned and occupied by an individual who bought it in February 2018.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1125 NECK RD, PONTE VEDRA BEACH, FL 32082-4110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
TOTAL MTG SVCS
Feb 13, 2018Warranty Deed, Transfer · ARM
TOTLA MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2018 · Amount on File
Deed SaleFeb 13, 2018 · Amount on File
Prior SaleMay 22, 2000 · Amount on File
Deed Document Number20189648
Deed Book / Page4502 / 599
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1125 NECK RD, PONTE VEDRA BEACH, FL 32082-4110
Document Number0049270142
Instrument DateApr 14, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1125 NECK RD PONTE VEDRA BEACH FL 320824110, PONTE VEDRA BEACH, FL 32082-4110

Mortgage

Document Number0049270142
DateJun 1, 2020
Book Page004927/000142
Instrument30790
Lender
NameTOTAL MTG SVCS
TypeMortgage Company
AddressMILFORD, CT 06461
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 31, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 13, 2018
Property Address1125 NECK RD, PONTE VEDRA BEACH, FL 32082-4110
Document Number0045020599
Book / Page4502 / 0599
Instrument DateFeb 12, 2018
Instrument2018009648
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyMARSH LANDING TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 S SERENATA DR # DR324, 120, PONTE VEDRA BEACH, FL 32082-4576

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 LAUDEN CT, PONTE VEDRA BEACH, FL 32082-4050

Mortgage

Document Number2018009649
DateFeb 13, 2018
Instrument2018009649
Lender
NameTOTLA MORTGAGE SERVICES LLC
TypeNon-Lending Institution
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMar 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMar 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1125 Neck Rd was $10,710 with a homeowner's exemption, up 11.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$831,030 (+2.7%)$1,266,941 (-1.06%) Land $532,000 Building $734,941
2025$10,710.00 (+11.32%) Homeowner's exemption$809,182$1,280,492 Land $532,000 Building $748,492
2024$9,621.00 (+1.86%)
2023$9,445.00 (+2.45%) Homeowner's exemption$763,473 (+3%)$1,213,688 (+8.41%) Land $465,500 Building $748,188
2022$9,219.00 Homeowner's exemption$741,236$1,119,504 Land $446,880 Building $672,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1125 Neck Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 438 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies537 units insured
incl. 99 condo units
Nearby Flood Claims88 (2008–2024)
Claims Outside the SFHA10 of 88
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 12 claims
  • Hurricane Irma, Sep 2017 · 27 claims
  • Hurricane Matthew, Oct 2016 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1125 Neck Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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