1125 Midnight Way, Oceanside, CA 92057 Property Records

San Diego County property record for 1125 Midnight Way, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,349 sqft · built 2003
Lot Size0.166 acres (7,232 sqft)
OwnerIndividual Name on File
Last Sale$899,000 (Dec 2025)
Tax Bill$7,073 (2025)
Deeds & MortgagesApr 2021 Mortgage
Dec 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN122-490-31-00

Property Details

APN / Parcel Number

Primary APN122-490-31-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,349 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area7,232 sqft (0.166 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1125 MIDNIGHT WAY
CityOCEANSIDE
StateCA
Zip92057-1838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 92 TR 014324
Legal SubdivisionSYCAMORE SPGS
Legal Tract014324
Legal Block1
Legal Lot Number92
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1002
Census Tract18608

Owner

Source: San Diego County records · APN 122-490-31-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1125 MIDNIGHT WAY, OCEANSIDE, CA 92057-1838
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 15, 2025Grant Deed, Transfer · VA Mortgage
THE FEDERAL SAVINGS BANK
Jan 11, 2019Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2025 · Amount on Record
Deed SaleDec 15, 2025 · Amount on Record
Prior SaleJan 11, 2019 · Amount on Record
Deed Document Number2025352715
Prior Transfer DateDec 15, 2016
Prior Transfer Doc0000695339
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1125 MIDNIGHT WAY, OCEANSIDE, CA 92057-1838
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 MIDNIGHT WAY, OCEANSIDE, CA 92057-1838

Mortgage

Document Number0000293524
DateApr 15, 2021
Instrument2021-0293524
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 15, 2025
Property Address1125 MIDNIGHT WAY, OCEANSIDE, CA 92057-1838
Document Number0000352715
Map ReferenceMAP 14324
Instrument DateDec 10, 2025
Instrument2025-0352715
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 MIDNIGHT WAY, OCEANSIDE, CA 92057-1838

Mortgage

Document Number0000352716
DateDec 15, 2025
Instrument2025-0352716
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 11, 2019
Property Address1125 MIDNIGHT WAY, OCEANSIDE, CA 92057-1838
Document Number0000012670
Map ReferenceMAP 14324
Instrument DateDec 27, 2018
Instrument2019-0012670
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1125 MIDNIGHT WAY, OCEANSIDE, CA 92057-1838

Mortgage

Document Number0000012671
DateJan 11, 2019
Instrument2019-0012671
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$899,000 (+43.91%) Land $650,000 Building $249,000
2025$7,073.00 (+1.96%)$624,683 (+4.04%) Land $351,385 Building $273,298
2024$6,937.00 (+3.18%)
2023$6,723.00 (+1.57%)$600,429 Land $337,742 Building $262,687
2022$6,619.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2002)
Most Recent ClaimDec 2002, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 46% of the US · above 27% of California
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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