Schenectady County and Schenectady City property record for 1125 Lexington Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,596 sqft · built 1925 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Dec 2023) |
| Tax Bill | $7,571 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.78-2-34 |
| Primary APN | 421500 40.78-2-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 952 sqft |
| 2nd Floor Area | 644 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1125 LEXINGTON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | PROPERTY BELONGING TO WILLIAM GINIECKI |
| Legal Block | 2 |
| Legal Lot Number | 34.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20500 |
1125 Lexington Ave is owned and occupied by an individual who bought it in December 2023.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1125 LEXINGTON AVE, SCHENECTADY, NY 12309-5623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2023 | Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Jan 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2023 · Amount on File |
| Deed Sale | Dec 13, 2023 · Amount on File |
| Prior Sale | Dec 2, 2014 · Amount on File |
| Deed Document Number | 202370230 |
| Deed Book / Page | 2121 / 330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 13, 2023 |
| Property Address | 1125 LEXINGTON AVE, SCHENECTADY, NY 12309-5623 |
| Document Number | 0000070230 |
| Book / Page | 2121 / 330 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 202370230 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Title Company | PRIORITY 1 ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1125 LEXINGTON AVE, SCHENECTADY, NY 12309-5623 |
| Name | Verified Name |
|---|---|
| Address | 151 POTTER HOLLOW RD, GALWAY, NY 12074-3437 |
| Document Number | 0000070231 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 202370231 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1125 LEXINGTON AVE, SCHENECTADY, NY 12309-5623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 1125 LEXINGTON AVE, SCHENECTADY, NY 12309-5623 |
| Document Number | 0000004207 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 5285/90 |
| Instrument | 202304207 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | DENVER, CO 80249 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 261 Months |
| Due | Oct 1, 2044 |
The 2026 property tax bill for 1125 Lexington Ave was $7,571, up 1.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,571.00 (+1.76%) | ||
| 2025 | $7,440.00 | $155,000 Land $19,200 Building $135,800 | $256,665 Land $31,793 Building $224,872 |
| 2023 | $128,100 (-) Land $19,200 Building $108,900 | $162,152 (+3.8%) Land $24,304 Building $137,848 | |
| 2022 | $128,100 Land $19,200 Building $108,900 | $156,220 Land $23,415 Building $132,805 | |
| 2021 | $6,072.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1125 Lexington Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1125 Lexington Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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