1125 E Main St, Albemarle, NC 28001 Property Records

Stanly County property record for 1125 E Main St, Albemarle, NC 28001 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,380 sqft · built 1999
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on File
Tax Bill	$2,045 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`654802756474`

Property Details

APN / Parcel Number

Primary APN	`654802756474`
Alternative APNs	`1536382` `9746`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,380 sqft Finished Area

Exterior

Year Built	Built 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	194 ft deep x 113 ft wide
Porch	Porch
Porch Area	301 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1536382
Street Address	1125 E MAIN ST
City	ALBEMARLE
State	NC
Zip	28001-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 1125 E MAIN ST 654812116
Jurisdiction	STANLY NC
Township / Civil Division	SOUTH ALBEMARLE
Census Block Group	2
Census Block	2000
Census Tract	931203

Owner

Source: Stanly County records · APN 654802756474

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1125 E MAIN ST, ALBEMARLE, NC 28001-5101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2021
Deed Sale	Oct 26, 2021
Prior Sale	Jul 27, 2006 · Amount on Record
Deed Document Number	0001762873
Deed Book / Page	1761 / 665
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	439029
Record Updated	Jun 07, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Oct 18, 2021
Property Address	1125 E MAIN ST, ALBEMARLE, NC 28001-5101
Document Number	0000439029
Book / Page	1761 / 665
Instrument Date	Oct 18, 2021
Instrument	439029
Transaction Type	Transfer
Record Updated	Jan 06, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 E MAIN ST, ALBEMARLE, NC 28001-5101

Mortgage

Document Number	0000439030
Date	Oct 18, 2021
Instrument	439030

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2026
Change Frequency	6 Months
Min Rate At Change	3.77%
Max Rate At Change	3.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,045.00	$167,657 Land $16,086 Building $151,571	$167,657 Land $16,086 Building $151,571

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.