1125 E Cherokee Ave, Nowata, OK 74048 Property Records

Nowata County property record for 1125 E Cherokee Ave, Nowata, OK 74048

Property Summary

Property Type	Office Building
Details	5,228 sqft · built 2020
Lot Size	0.646 acres (28,125 sqft)
Owner	Company Name on Record
Tax Bill	$8,763 (2025)
Deeds & Mortgages	Mortgage Mortgage + 13 more
Flood Zone	Zone X (minimal risk)
APN	`1200-01-013-002-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`1200-01-013-002-0-002-00`
Alternative APN	`7861`

Interior

Stories	1 Story
Building Area	5,228 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	28,125 sqft (0.646 acres)
Lot Dimensions	125 ft deep x 225 ft wide
Garage Type	Detached
Garage Area	288 sqft
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7861
Street Address	1125 E CHEROKEE AVE
City	NOWATA
State	OK
Zip	74048-3110
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	NOWATA/WETTACK BLK 13 LOTS 2-10
Legal Range	16E
Legal Township	26N
Legal Section	29
Legal Subdivision	WETTACK
Legal Block	13
Legal Lot Number	2-10
Jurisdiction	NOWATA OK
Township / Civil Division	NOWATA
Census Block Group	1
Census Block	1027
Census Tract	172400

Owner

Source: Nowata County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	805 BELL CT, NOWATA, OK 74048-2501
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
	Deed of Trust, Mortgage
Jun 28, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 28, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 28, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Nov 6, 2023	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Oct 4, 2023	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Sep 13, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Jul 12, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 6, 2023	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Apr 27, 2020	Deed of Trust, Mortgage · Commercial Mortgage UNION STATE BANK
	Deed of Trust, Mortgage
Jun 18, 2020	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
May 28, 2020	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA
Apr 10, 2019	Deed of Trust, Mortgage · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 1999
Deed Sale	Mar 19, 1999
Deed Book / Page	664 / 12
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21761 NS 420 RD, NOWATA, OK 74048-2011

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28765 NS 413 RD, NOWATA, OK 74048-6225

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16768 EW 24 RD, NOWATA, OK 74048-6331

Mortgage

Document Number	000883/428
Date	Jun 28, 2023
Book Page	883/428
Instrument	I-2023-001226

Lender

Name	USDA
Type	Government Agency
Address	NOWATA, OK 74048

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 27, 2063

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, MUSSELMAN ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401202 W 1500 RD, DEWEY, OK 74029-4600

Mortgage

Document Number	000892/334
Date	Jun 28, 2024
Book Page	892/334
Instrument	I-2024-001086

Lender

Name	USDA
Type	Government Agency
Address	NOWATA, OK 74048

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 24, 2064

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15771 EW 29 RD, NOWATA, OK 74048-5615

Mortgage

Document Number	000883/417
Date	Jun 28, 2023
Book Page	883/417
Instrument	I-2023-001223

Lender

Name	USDA
Type	Government Agency
Address	NOWATA, OK 74048

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Aug 7, 2049

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20110 NS 420 RD, NOWATA, OK 74048-2001

Mortgage

Document Number	000886/532
Date	Nov 6, 2023
Book Page	886/532
Instrument	I-2023-002101

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	NOWATA, OK 74048

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2063

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23734 455TH AVE, MADISON, SD 57042-7202

Mortgage

Document Number	000885/904
Date	Oct 4, 2023
Book Page	885/904
Instrument	I-2023-001889

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	NOWATA, OK 74048

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 29, 2043

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RR 1 BOX 470, NOWATA, OK 74048-9754

Mortgage

Document Number	000885/388
Date	Sep 13, 2023
Book Page	885/388
Instrument	I-2023-001718

Lender

Name	USDA
Type	Government Agency
Address	NOWATA, OK 74048

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 1, 2030

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	FIRSTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14301 E 136TH ST N, COLLINSVILLE, OK 74021-3604

Mortgage

Document Number	000883/748
Date	Jul 12, 2023
Book Page	883/748
Instrument	I-2023-001287

Lender

Name	USDA
Type	Government Agency
Address	NOWATA, OK 74048

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 6, 2063

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5496 E 320 RD, TALALA, OK 74080-3522

Mortgage

Document Number	000882/975
Date	Jun 6, 2023
Book Page	882/975
Instrument	I-2023-001078

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	NOWATA, OK 74048

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	May 11, 2063

Interest

Rate	4.87%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000855/893
Date	Apr 27, 2020
Book Page	855/893
Instrument	I-2020-000554

Lender

Name	UNION STATE BANK
Type	Bank
Address	BARTLESVILLE, OK 74006

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000856/728
Date	Jun 18, 2020
Book Page	856/728
Instrument	I-2020-000808

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	NOWATA, OK 74048

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 12, 2060

Interest

Rate	2.25%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000856/347
Date	May 28, 2020
Book Page	856/347
Instrument	I-2020-000694

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	NOWATA, OK 74048

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 22, 2021

Interest

Rate	2.37%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NOWATA OK
Property Address	1125 E CHEROKEE AVE, NOWATA, OK 74048-3110
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000849/054
Date	Apr 10, 2019
Book Page	0849/054
Instrument	I-2019-000519

Lender

Name	USDA
Type	Government Agency
Address	NOWATA, OK 74048

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 5, 2020

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Nowata County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Nowata County
Municipality	Nowata City
Unified School District	Nowata Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,326 (-8.39%) Land $3,240 Building $78,086	$677,716 (-17.91%) Land $27,000 Building $650,716
2025	$8,763.00 (+14.59%)	$88,778 (+10.25%) Land $2,673 Building $86,105	$825,591 (+3.99%) Land $50,490 Building $775,101
2023	$7,647.00 (+14,061.11%)	$80,524 (+13,365.55%) Land $2,368 Building $78,156	$793,937 (+3,428.77%) Land $22,499 Building $771,438
2022	$54.00	$598 Land $598	$22,499 Land $22,499

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NOWATA MUNICIPAL AUTHORITY serves 3,971 people · EPA ID OK1021503
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	CONSOLIDATED RWD #1 NOWATA AND ROGERS CO
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2024 Treatment failure resolved · Dec 2017 Failure to filter resolved · Jan 2015
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wake Wireless Fixed Wireless	500 / 200
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30