Brunswick County property record for 1125 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 9.5 ba · 4,084 sqft · built 2024 |
| Lot Size | 0.22 acres (9,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jul 2019) |
| Tax Bill | $6,459 (2025) |
| Deeds & Mortgages | Aug 2023 Construction Loan May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 235PD011 |
| Primary APN | 235PD011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 9.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,084 sqft Heated Area |
| Gross Area | 4,680 sqft |
| 1st Floor Area | 944 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 9,552 sqft (0.22 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80141496 |
|---|---|
| Street Address | 1125 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-6555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-13 B-50 LB PLAT 2.5/242 |
| Legal Subdivision | WEST LONG BEACH |
| Legal Block | 50 |
| Legal Lot Number | 13 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 20314 |
Source: Brunswick County records · APN 235PD011
Assessment roll updated August 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 420 BAYLAND AVE, HOUSTON, TX 77009-6604 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Construction Mortgage COASTAL FCU |
| May 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jul 10, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | Jun 10, 2011 · Amount on Record |
| Deed Book / Page | 4215 / 895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 1125 E BEACH DR, OAK ISLAND, NC 28465-6555 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 420 BAYLAND AVE, HOUSTON, TX 77009-6604 |
| Document Number | 0050620847 |
|---|---|
| Date | Aug 21, 2023 |
| Book Page | 5062/847 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | HOUSTON, TX 77009 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Sep 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 31, 2023 |
| Property Address | 1125 E BEACH DR, OAK ISLAND, NC 28465-6555 |
| Document Number | 0050220811 |
| Book / Page | 5022 / 811 |
| Map Reference | MB 21/2 PG 224 |
| Instrument Date | Mar 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1629 MARGARET RIDGE DR, MATTHEWS, NC 28105-5095 |
| Name | Verified Name |
|---|---|
| Address | 1125 E BEACH DR, OAK ISLAND, NC 28465-6555 |
| Document Number | 0005022814 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 5022/814 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 10, 2019 |
| Property Address | 1125 E BEACH DR, OAK ISLAND, NC 28465-6555 |
| Document Number | 0042150895 |
| Book / Page | 004215 / 000895 |
| Instrument Date | Jul 09, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $800.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4709 NORAS PATH RD CHARLOTTE NC 282263465, CHARLOTTE, NC 28226-3465 |
Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,459.00 | $1,690,710 (+143.9%) Land $575,000 Building $1,115,710 | $1,690,710 (+143.9%) Land $575,000 Building $1,115,710 |
| 2023 | $693,210 Land $575,000 Building $118,210 | $693,210 Land $575,000 Building $118,210 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Atlantic Telephone Membership Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 145 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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