1125 Covedale Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1125 Covedale Ave, Cincinnati, OH 45238

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,360 sqft · built 1942
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Oct 2020)
Tax Bill	$3,916 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0051-0456-00`

Property Details

APN / Parcel Number

Primary APN	`540-0051-0456-00`
Alternative APN	`0084457`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	3,540 sqft
1st Floor Area	1,180 sqft
2nd Floor Area	1,180 sqft
Basement Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1125 COVEDALE AVE
City	CINCINNATI
State	OH
Zip	45238-4677
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C
Legal Description	1125 COVEDALE AVE 50 X 150 IRRPT LOT 1 MC DONNELL FARM SUB
Legal Subdivision	MC DONNELL FARM SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3007
Census Tract	9901

Owner

1125 Covedale Ave, a residential property, is owned by two individuals who bought it in October 2020.

Source: Hamilton County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1550 NEEB RD, CINCINNATI, OH 45233-1909
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Jul 8, 2008 · Amount on File
Deed Document Number	2020110968
Deed Book / Page	14281 / 876
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 26, 2026
Property Address	1125 COVEDALE AVE, CINCINNATI, OH 45238-4313
Document Number	0000040771
Book / Page	15673 / 285
Instrument Date	May 19, 2026
Instrument	202640771
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 NEEB RD, CINCINNATI, OH 45233-1909

Mortgage

Document Number	0000040771,
Date	May 26, 2026
Book Page	15673/285
Instrument	202640771

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 10, 2046

Interest

Rate	6.23%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 23, 2020
Property Address	1125 COVEDALE AVE, CINCINNATI, OH 45238-4313
Document Number	0000110968
Book / Page	14281 / 876
Map Reference	VOL 183 PG 553
Instrument Date	Oct 16, 2020
Instrument	2020-0110968
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	18111 PRESTON RD STE 900, 900, DALLAS, TX 75252-6601

Mortgage

Document Number	0000110969
Date	Oct 23, 2020
Instrument	2020-0110969

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1125 Covedale Ave was $3,916, down 5.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,916.00 (-5.07%)	$67,550 (-) Land $9,275 Building $58,275	$193,000 Land $26,500 Building $166,500
2024	$4,125.00 (+1.53%)	$67,550 (-) Land $9,275 Building $58,275
2023	$4,063.00 (+27.05%)	$67,550 (+42.74%) Land $9,275 Building $58,275	$193,000 Land $26,500 Building $166,500
2022	$3,198.00	$47,324 Land $7,714 Building $39,610
2020			$135,210 Land $22,040 Building $113,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1125 Covedale Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1125 Covedale Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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