Cooke County property record for 1125 Co Rd 418, Gainesville, TX 76240
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,584 sqft · built 1960 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,426 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0640-003-00001 |
| Primary APN | 0640-003-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 1,584 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0640-003-00001 |
|---|---|
| Street Address | 1125 COUNTY ROAD 418 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | MYERS A 0640 ACRES 1.0 |
| Legal Subdivision | MYERS A |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 2 |
| Census Block | 2169 |
| Census Tract | 200 |
1125 Co Rd 418, a rural home, is owned and occupied by an individual.
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1125 COUNTY ROAD 418, GAINESVILLE, TX 76240-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 1125 COUNTY ROAD 418, GAINESVILLE, TX 76240-1314 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002493/395 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 2493/395 |
| Instrument | 2022-2120 |
| Name | NASCOGA FCU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, TX 76240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 7, 2037 |
The 2026 property tax bill for 1125 Co Rd 418 was $2,426 with a homeowner's exemption, up 173.5% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Lindsay Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,426.00 (+173.51%) Homeowner's exemption | $165,969 (+1%) | $215,643 (-) Land $62,000 Building $153,643 |
| 2025 | $887.00 (-14.46%) Homeowner's exemption | $150,881 | $215,643 Land $62,000 Building $153,643 |
| 2024 | $1,037.00 | ||
| 2023 | $124,695 | $201,369 Land $48,000 Building $153,369 | |
| 2022 | $1,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1125 Co Rd 418 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1125 Co Rd 418 is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 46% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINDSAY serves 1,050 people · EPA ID TX0490003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| ElektraFi Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| Plains Internet Fixed Wireless | 25 / 3 |
May also be available: AT&T, T-Mobile.
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