1125 Central St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 1125 Central St, Oshkosh, WI 54901

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,252 sqft · built 1920
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on File
Last Sale$82,000 (Mar 2017)
Tax Bill$2,919 (2024)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-07960000

Property Details

APN / Parcel Number

Primary APN10-07960000
Alternative APN
  • 910-07960000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,252 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeDetached
Garage Area432 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number910-07960000
Street Address1125 CENTRAL ST
CityOSHKOSH
StateWI
Zip54901-3746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 20 & S1/2 OF LOT 21 BLK 2 SUHLS ADDN
Legal SubdivisionBLK 2 SUHLS ADDN
Legal Block2
Legal Lot Number20,21
JurisdictionWINNEBAGO WI
Township / Civil DivisionOSHKOSH
Census Block Group3
Census Block3001
Census Tract502

Owner

1125 Central St is owned and occupied by two individuals who bought it in March 2017.

Source: Winnebago County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1125 CENTRAL ST, OSHKOSH, WI 54901-3746
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2017 · Amount on File
Deed SaleMar 10, 2017 · Amount on File
Deed Document Number201735234
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO WI
Property Address1125 CENTRAL ST, OSHKOSH, WI 54901-3746
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 CENTRAL ST, OSHKOSH, WI 54901-3746
InvestorPossibly a Property Investor

Mortgage

Document Number0001906246
DateJul 5, 2023
Instrument1906246
Lender
NameOLD NATIONAL BANK
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJun 24, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyWinnebago County
MunicipalityOshkosh City
Unified School DistrictOshkosh Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$168,500 Land $29,600 Building $138,900
2024$2,919.00 (+26.2%)
2023$2,313.00 (-0.56%) Homeowner's exemption$89,500 (-) Land $18,500 Building $71,000$129,330 Land $26,733 Building $102,597
2022$2,326.00 Homeowner's exemption$89,500 Land $18,500 Building $71,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1125 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1125 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSHKOSH WATERWORKS
serves 63,000 people · EPA ID WI4710457
Water SourceSurface water
Last State InspectionApr 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Central St

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