1125 Cedar Cottage Rd SE, Townsend, GA 31331 Property Records

McIntosh County property record for 1125 Cedar Cottage Rd SE, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,209 sqft · built 1933
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on Record
Tax Bill	$1,094 (2025)
Deeds & Mortgages	May 2009 Line of Credit Mar 2015 Sale
Flood Zone	Zone AE (high risk)
APN	`0074-A-0017`

Property Details

APN / Parcel Number

Primary APN	`0074-A-0017`
Alternative APN	`5646`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,209 sqft Heated Area
1st Floor Area	775 sqft
2nd Floor Area	434 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1988
Exterior Material	Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	37,462 sqft (0.86 acres)
View / Lot	Corner
Garage Type	Detached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	804 sqft
Deck Area	336 sqft
Storage Building	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5646
Street Address	1125 CEDAR COTTAGE RD SE
City	TOWNSEND
State	GA
Zip	31331-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	OLD HMEPLACE-CEDAR
Legal Subdivision	JACKSON LEE AMASON
Jurisdiction	MCINTOSH GA
Township / Civil Division	DARIEN
Census Block Group	1
Census Block	1071
Census Tract	110201

Owner

Source: McIntosh County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1125 CEDAR COTTAGE RD SE, TOWNSEND, GA 31331-6708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2009	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Mar 31, 2015	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	1125 CEDAR COTTAGE RD SE, TOWNSEND, GA 31331-6708
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	FISERV LENDING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000518/296
Date	May 26, 2009
Book Page	518/296

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ATLANTA, GA 30339

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH GA
Recording Date	Mar 31, 2015
Property Address	1125 CEDAR COTTAGE RD SE, TOWNSEND, GA 31331-6708
Document Number	000604/340
Book / Page	604 / 340
Instrument	2015-000214
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1, MERIDIAN, GA 31319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 147, MERIDIAN, GA 31319-0147

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,094.00 (+9.29%) Homeowner's exemption	$56,920 (+0.78%) Land $4,800 Building $52,120	$142,300 (+0.78%) Land $12,000 Building $130,300
2023	$1,001.00 Homeowner's exemption	$56,480 Land $4,200 Building $52,280	$141,200 Land $10,500 Building $130,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 99.6% of Georgia
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Darien Telephone Company Cable	1,000 / 250

Cell Coverage

4G LTE only, no 5G reported

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