1125 Braddock Rd, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 1125 Braddock Rd, Lavale, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,219 sqft · built 1948
Lot Size	0.28 acres (12,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Jan 2023)
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Jan 2023 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`29-009910`

Property Details

APN / Parcel Number

Primary APN	`29-009910`
Alternative APN	`009910`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,219 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Stucco
Roof Material	Metal
Lot Area	12,206 sqft (0.28 acres)
Garage Type	Carport
Garage Area	209 sqft
Carport	Carport
Carport Area	209 sqft
Parking Spaces	1 Parking Space
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009910
Street Address	1125 BRADDOCK RD
City	CUMBERLAND
State	MD
Zip	21502-7540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	1125 BRADDOCK RD LOT 7 55X235 ALLEG GROVE 50X230
Legal Subdivision	ALLEGANT GROVE CAMP GROUND
Legal Lot Number	7
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	1
Census Block	1022
Census Tract	1402

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1125 BRADDOCK RD, CUMBERLAND, MD 21502-7540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed, Transfer
Feb 26, 2020	Grant Deed, Transfer · Conventional Mortgage CREDIT UNION MTG ASSN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2023 · Amount on Record
Deed Sale	Jan 23, 2023 · Amount on Record
Prior Sale	Feb 26, 2020 · Amount on Record
Deed Book / Page	2850 / 72
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0025360472
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGANY MD
Recording Date	Jan 23, 2023
Property Address	1125 BRADDOCK RD, LAVALE, MD 21502-7540
Document Number	002850-0072
Book / Page	2850 / 72
Map Reference	CASE 150
Instrument Date	Dec 9, 2022
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$257.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Feb 26, 2020
Property Address	1125 BRADDOCK RD, LAVALE, MD 21502-7540
Document Number	0025360472
Book / Page	002536 / 000472
Instrument Date	Feb 24, 2020
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	CREDIT UNION TITLE INSURANCE AGENCY LLC, CU TITLE INS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1125 BRADDOCK RD LAVALE MD 215027540, LAVALE, MD 21502-7540

Mortgage

Document Number	25360478
Date	Feb 26, 2020
Book Page	002536/000478

Lender

Name	CREDIT UNION MTG ASSN INC
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,433 (+12.07%)	$117,900 (-) Land $23,500 Building $94,400
2025	$1,072.00 (+23.36%) Homeowner's exemption	$94,967 (+18.76%)	$117,900 (+41.2%) Land $23,500 Building $94,400
2023	$869.00	$79,967	$83,500 Land $20,500 Building $63,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	40 (1979–2025)
Claims Outside the SFHA	10 of 40
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims Severe Storms And Flooding, Jan 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
SkyPacket Fixed Wireless	100 / 20

May also be available: Verizon.

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