Sherburne County property record for 1125 9th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,500 (Oct 2025) |
| Tax Bill | $2,498 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-402-5430 |
| Primary APN | 85-402-5430 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,250 sqft (0.166 acres) |
|---|
| Street Address | 1125 9TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6, BLK 54 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | WAITE'S ADDITION |
| Legal Block | 54 |
| Legal Lot Number | 6 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 31500 |
Source: Sherburne County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1125 9TH AVE SE, SAINT CLOUD, MN 56304-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LUMINATE HOME LOANS INC |
| May 6, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Jun 14, 2018 | Warranty Deed, Transfer · Line of Credit STATE BK/COLD SPRING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | May 2, 2022 · Amount on Record |
| Prior Transfer Date | Apr 11, 2017 |
| Prior Transfer Doc | 0000836994 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1125 9TH AVE SE, SAINT CLOUD, MN 56304-1615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 708 11TH ST, FARMINGTON, MN 55024-1746 |
| Document Number | 0000989082 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 989082 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1125 9TH AVE SE, SAINT CLOUD, MN 56304-1615 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000920042 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 920042 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | May 6, 2022 |
| Property Address | 1125 9TH AVE SE, SAINT CLOUD, MN 56304-1615 |
| Document Number | 0000942055 |
| Instrument Date | May 2, 2022 |
| Instrument | 942055 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $650.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 192, RICE, MN 56367-0192 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 14, 2018 |
| Property Address | 1125 9TH AVE SE, SAINT CLOUD, MN 56304-1615 |
| Document Number | 0000857520 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 857520 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2018 |
| Title Company | TRI-COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $503.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1125 9TH AVE SE ST CLOUD MN 563041615, ST CLOUD, MN 56304-1615 |
| Document Number | 857521 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 857521 |
| Name | STATE BK/COLD SPRING |
|---|---|
| Address | COLD SPRING, MN 56320-0415 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jun 13, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Sherburne County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,498.00 (+15.76%) | $196,800 (-) Land $40,000 Building $156,800 | $196,800 (-) Land $40,000 Building $156,800 |
| 2023 | $2,158.00 | $196,800 Land $30,000 Building $166,800 | |
| 2021 | $196,800 Land $30,000 Building $166,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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