1125 2nd St, Sturgis, SD 57785 Property Records

Meade County property record for 1125 2nd St, Sturgis, SD 57785 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · built 1909
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Tax Bill	$2,439 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01.71.03.011`

Property Details

APN / Parcel Number

Primary APN	`01.71.03.011`

Interior

Bedrooms	4 Beds

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	1125 2ND ST
City	STURGIS
State	SD
Zip	57785-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN E 788 LOT 1 & 20, E 788 OF S 21 LOT 2 BLK 3
Legal Subdivision	ORIGINAL TOWN
Legal Block	3
Legal Lot Number	1-2,20
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2005
Census Tract	20402

Owner

Source: Meade County records · APN 01.71.03.011

Assessment roll updated March 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1000, STURGIS, SD 57785-1000
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN HILLS FCU
Jun 01, 2023	Deed of Trust, Mortgage · Line of Credit NORTHERN HILLS FCU
Jun 01, 2023	Deed of Trust, Mortgage · Line of Credit NORTHERN HILLS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1125 2ND ST, STURGIS, SD 57785-1801
Transaction Type	Mortgage
Record Updated	Mar 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000949/275
Date	Jul 16, 2021
Book Page	949/275
Instrument	21005374

Lender

Name	NORTHERN HILLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2046

Interest

Rate Type	Fixed Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1125 2ND ST, STURGIS, SD 57785-1801
Transaction Type	Mortgage
Record Updated	Mar 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00975/1373
Date	Jun 01, 2023
Book Page	975/1373
Instrument	23002992

Lender

Name	NORTHERN HILLS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 31, 2048

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1125 2ND ST, STURGIS, SD 57785-1801
Transaction Type	Mortgage
Record Updated	Mar 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00975/1360
Date	Jun 01, 2023
Book Page	975/1360
Instrument	23002991

Lender

Name	NORTHERN HILLS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Meade County records · Assessment roll updated March 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,439.00 (+3.92%) Additional exemption filed	$151,245 (+19.23%) Land $33,034 Building $118,211	$151,245 Land $33,034 Building $118,211
2024	$2,347.00 (+9.11%)
2023		$126,852 Land $33,034 Building $93,818
2022	$2,151.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Meade County (46093C), updated May 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460930204022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 14% of South Dakota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 442 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 1,000
Clarity Telecom	Cable	1,000 / 30
BHT Investment Holdings	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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