1125 11th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 1125 11th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,438 sqft · built 1940
Lot Size	0.292 acres (12,702 sqft)
Owner	Individual Name on File
Tax Bill	$2,034 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0042800000`

Property Details

APN / Parcel Number

Primary APN	`0042800000`
Alternative APN	`0000428000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	928 sqft
Attic	Attic
Attic Area	510 sqft
Basement Area	928 sqft
Finished Basement	480 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,702 sqft (0.292 acres)
Lot Dimensions	174 ft deep x 73 ft wide
Garage Type	Detached
Garage Area	240 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1125 11TH ST
City	SHELDON
State	IA
Zip	51201-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRIFFINS THIRD ADD W1/2 OF 21, ALL OF 22 EXC W2 & S1/2 OF AL ON N BLK 89
Legal Subdivision	GRIFFINS THIRD ADD
Legal Block	89
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4035
Census Tract	490300

Owner

1125 11th St is owned and occupied by an individual.

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1125 11TH ST, SHELDON, IA 51201-2054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWESTERN BANK NA
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK NA
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1125 11TH ST, SHELDON, IA 51201-2054
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 11TH ST, SHELDON, IA 51201-2054

Mortgage

Document Number	0202201189
Date	May 6, 2022
Instrument	2022-01189

Lender

Name	NORTHWESTERN BANK NA
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 20, 2037

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1125 11TH ST, SHELDON, IA 51201-2054
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201802082
Date	Sep 17, 2018
Instrument	2018-02082

Lender

Name	NORTHWESTERN BANK NA
Type	Bank
Address	ORANGE CITY, IA 51041

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	7 Months
Due	Apr 1, 2019

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1125 11TH ST, SHELDON, IA 51201-2054
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901589
Date	Jul 22, 2019
Instrument	2019-01589

Lender

Name	NORTHWESTERN BANK NA
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1125 11th St was $2,034 with a homeowner's exemption, up 11.5% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,034.00 (+11.51%) Homeowner's exemption	$144,210 Land $25,390 Building $118,820	$144,210 Land $25,390 Building $118,820
2024	$1,824.00
2023		$120,980 (+28.42%) Land $22,650 Building $98,330	$120,980 Land $22,650 Building $98,330
2022	$1,514.00 Homeowner's exemption	$94,210 Land $19,530 Building $74,680
2021			$94,210 Land $19,530 Building $74,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1125 11th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1125 11th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on 11th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures