11249 Rapallo Ln, Windermere, FL 34786 Property Records

Orange County property record for 11249 Rapallo Ln, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,257 sqft · built 2002
Lot Size	0.162 acres (7,050 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Feb 2021)
Tax Bill	$9,355 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-22-28-0243-01-280`

Property Details

APN / Parcel Number

Primary APN	`31-22-28-0243-01-280`
Alternative APNs	`282231024301280` `258749` `263598` `268144`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,257 sqft Living Area
Gross Area	2,943 sqft
1st Floor Area	1,641 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	7,050 sqft (0.162 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11249 RAPALLO LN
City	WINDERMERE
State	FL
Zip	34786-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	BELMERE VILLAGE G2 48/65 LOT 128
Legal Range	28E
Legal Township	22S
Legal Section	31
Legal Subdivision	BELMERE VILLAGE G2
Legal Tract	243
Legal Block	1
Legal Lot Number	128
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2003
Census Tract	17120

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2211 CLARINE WAY N, DUNEDIN, FL 34698-9411
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Feb 3, 2021	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Mar 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	202164288
Prior Transfer Date	Mar 9, 2018
Prior Transfer Doc	0000174039
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 3, 2021
Property Address	11249 RAPALLO LN, WINDERMERE, FL 34786-6027
Document Number	20210064288
Map Reference	MB 48 PG 65-69
Instrument Date	Jan 28, 2021
Instrument	20210064288
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	EQUITABLE TTL OF WEST ORLAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,423.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11249 RAPALLO LN, WINDERMERE, FL 34786-6027

Mortgage

Document Number	20210064289
Date	Feb 3, 2021
Instrument	20210064289

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 3, 2021
Property Address	11249 RAPALLO LN, WINDERMERE, FL 34786-6027
Document Number	0000064288
Map Reference	MB 48 PG 65-69
Instrument Date	Jan 28, 2021
Instrument	20210064288
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	EQUITABLE TITLE/W ORLANDO LLC, EQUITABLE TTL OF WEST ORLAND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,423.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11249 RAPALLO LN, WINDERMERE, FL 34786-6027

Mortgage

Document Number	0000064289
Date	Feb 3, 2021
Instrument	20210064289

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 26, 2018
Property Address	11249 RAPALLO LN, WINDERMERE, FL 34786-6027
Document Number	0000174039
Instrument Date	Mar 9, 2018
Instrument	174039
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11249 RAPALLO LN WINDERMERE FL 347866027, WINDERMERE, FL 34786-6027

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 2, 2017
Property Address	11249 RAPALLO LN, WINDERMERE, FL 34786-6027
Document Number	0000306870
Map Reference	MB 48 PG 65
Instrument Date	May 26, 2017
Instrument	20170306870
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	TITLE WAREHOUSES OF AMERICA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13437 BELLARIA CIR, 13437, WINDERMERE, FL 34786-7403

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11249 RAPALLO LN, WINDERMERE, FL 34786-6027

Mortgage

Document Number	0000306871
Date	Jun 2, 2017
Instrument	20170306871

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,645 (-1.45%) Land $110,000 Building $438,645	$548,645 (-1.45%) Land $110,000 Building $438,645
2025	$9,355.00 (+32.13%) Homeowner's exemption	$556,725 (+25.31%) Land $110,000 Building $446,725	$556,725 (+10.38%) Land $110,000 Building $446,725
2024	$7,080.00 (+8.17%)
2023	$6,545.00 (+3.27%) Homeowner's exemption	$444,270 (+3%)	$504,390 (+16.94%) Land $110,000 Building $394,390
2022	$6,338.00 Homeowner's exemption	$431,330 Land $95,000 Building $336,330	$431,330 Land $95,000 Building $336,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies, Orlando Telephone Company, Xfinity.

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