Winnebago County property record for 11249 Havenswood Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,396 sqft · built 2006 |
| Lot Size | 5.03 acres (219,542 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $484,000 (Oct 2019) |
| Deeds & Mortgages | Oct 2026 Mortgage Sep 2025 Mortgage + 4 more |
| Flood Zone | Zone A (high risk) |
| APN | 04-36-251-004 |
| Primary APN | 04-36-251-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| Basement Area | 2,397 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Lot Area | 219,542 sqft |
| Garage Area | 1,146 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 11249 HAVENSWOOD RD |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-9128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COMM AT A PT ON W LN 1320 FT S OF NW COR NE 1/4 TH E 288 FT S 30 FT E 149 FTN 15 FT TO POB |
| Legal Block | 36 |
| Legal Lot Number | 11 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 3903 |
11249 Havenswood Rd is owned and occupied by two individuals who bought it in October 2019.
Source: Winnebago County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11249 HAVENSWOOD RD, ROSCOE, IL 61073-9128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 12, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jun 21, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 8, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Oct 21, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Sep 19, 2017 | Deed of Trust, Mortgage · Line of Credit ALPINE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on File |
| Deed Sale | Oct 21, 2019 · Amount on File |
| Deed Document Number | 201935133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Oct 7, 2026 |
| Property Address | 11249 HAVENSWOOD RD, ROSCOE, IL 61073-9128 |
| Document Number | 0000026898 |
| Instrument Date | Sep 30, 2026 |
| Instrument | 202626898 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 11249 HAVENSWOOD RD, ROSCOE, IL 61073-9128 |
| Document Number | 0000026898, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 202626898 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Oct 1, 2055 |
| Rate | 6.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11249 HAVENSWOOD RD, ROSCOE, IL 61073-9128 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000023616 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2523616 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.14% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11249 HAVENSWOOD RD, ROSCOE, IL 61073-9128 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021469 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2121469 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11249 HAVENSWOOD RD, ROSCOE, IL 61073-9128 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007268 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 2207268 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Oct 21, 2019 |
| Property Address | 11249 HAVENSWOOD RD, ROSCOE, IL 61073-9128 |
| Document Number | 0001035133 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 1035133 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11249 HAVENSWOOD RD ROSCOE IL 610739128, ROSCOE, IL 61073-9128 |
| Document Number | 1035134 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 1035134 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Rate | 3.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11249 HAVENSWOOD RD, ROSCOE, IL 61073-9128 |
| Document Number | 0001032183 |
| Instrument Date | Sep 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 11249 HAVENSWOOD RD ROSCOE IL 610739128, ROSCOE, IL 61073-9128 |
| Document Number | 0001032183 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 1032183 |
| Name | ALPINE BK&TR |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 9, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $248,999 Land $43,540 Building $205,459 | $746,997 Land $130,620 Building $616,377 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11249 Havenswood Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11249 Havenswood Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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