11249 Downing Ln, Roscoe, IL 61073 Property Records

Winnebago County property record for 11249 Downing Ln, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,318 sqft · built 2004
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$5,606 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-33-201-017`

Property Details

APN / Parcel Number

Primary APN	`04-33-201-017`
Alternative APNs	`433201017` `033A425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
Basement Area	1,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Garage Area	680 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	033A425
Street Address	11249 DOWNING LN
City	ROSCOE
State	IL
Zip	61073-7308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	DOWNING PLACE NO 1 PT N 1/2 SEC 33-46-2 LOT 25
Legal Range	2
Legal Township	46
Legal Section	33
Legal Subdivision	DOWNING PLACE 01
Legal Lot Number	25
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3002
Census Tract	3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11249 DOWNING LN, ROSCOE, IL 61073-7308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Aug 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Jul 25, 2019	Deed of Trust, Mortgage · FHA Mortgage PNC BK
Oct 1, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2017
Deed Sale	Oct 1, 2017
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11249 DOWNING LN, ROSCOE, IL 61073-7308
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020924
Date	Jun 16, 2021
Instrument	2120924

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 11, 2031

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11249 DOWNING LN, ROSCOE, IL 61073-7308
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042479
Date	Nov 24, 2021
Instrument	2142479

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11249 DOWNING LN, ROSCOE, IL 61073-7308
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017987
Date	Aug 8, 2023
Instrument	2317987

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2053

Interest

Rate Type	Fixed Rate
Rate	9.24%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11249 DOWNING LN, ROSCOE, IL 61073-7308
Document Number	0001025550
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11249 DOWNING LN ROSCOE IL 610737308, ROSCOE, IL 61073-7308

Mortgage

Document Number	0001025550
Date	Aug 1, 2019
Instrument	1025550

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Interest

Rate	3.62%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	11249 DOWNING LN, ROSCOE, IL 61073-7308
Document Number	0001032095
Instrument Date	Oct 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11249 DOWNING LN ROSCOE IL 610737308, ROSCOE, IL 61073-7308

Mortgage

Document Number	0001032095
Date	Oct 6, 2017
Instrument	1032095

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,606.00	$72,738 (+33.46%) Land $13,850 Building $58,888	$218,214 (+33.46%) Land $41,550 Building $176,664
2022	Homeowner's exemption	$54,502 Land $10,378 Building $44,124	$163,506 Land $31,134 Building $132,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Metronet.

Nearby Properties on Downing Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures