11245 Birch Pointe Dr, Whitehouse, OH 43571 Property Records

Lucas County property record for 11245 Birch Pointe Dr, Whitehouse, OH 43571

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,240 sqft · built 1995
Lot Size	0.623 acres (27,154 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2019)
Tax Bill	$7,882 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`98-19664`

Property Details

APN / Parcel Number

Primary APN	`98-19664`
Alternative APN	`47048020`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,240 sqft Living Area
1st Floor Area	1,762 sqft
2nd Floor Area	1,352 sqft
Attic	Attic
Attic Area	360 sqft
Basement Area	1,152 sqft

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	27,154 sqft (0.623 acres)
Lot Dimensions	187 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11245 BIRCH POINTE DR
City	WHITEHOUSE
State	OH
Zip	43571-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23-R1
Legal Description	BIRCH POINTE FARMS LOT 20
Legal Subdivision	BIRCH POINTE FARMS
Legal Lot Number	20
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1005
Census Tract	8903

Owner

11245 Birch Pointe Dr is owned and occupied by two individuals who bought it in October 2019.

Source: Lucas County records, as of February 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11245 BIRCH POINTE DR, WHITEHOUSE, OH 43571-9107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 15, 2020	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG
Oct 17, 2019	Grant Deed, Transfer · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Dec 12, 2018
Deed Document Number	19107947
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	11245 BIRCH POINTE DR, WHITEHOUSE, OH 43571-9107
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11245 BIRCH POINTE DR, WHITEHOUSE, OH 43571-9107

Mortgage

Document Number	0000047541
Date	Nov 1, 2022
Instrument	202211010047541

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	11245 BIRCH POINTE DR, WHITEHOUSE, OH 43571-9107
Document Number	0000023633
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11245 BIRCH POINTE DR WHITEHOUSE OH 435719107, WHITEHOUSE, OH 43571-9107

Mortgage

Document Number	0000023633
Date	Jun 16, 2020
Instrument	23633

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 17, 2019
Property Address	11245 BIRCH POINTE DR, WHITEHOUSE, OH 43571-9107
Document Number	0000042420
Instrument Date	Oct 15, 2019
Instrument	42420
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11245 BIRCH POINTE DR WHITEHOUSE OH 435719107, WHITEHOUSE, OH 43571-9107

Mortgage

Document Number	42421
Date	Oct 17, 2019
Instrument	42421

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11245 Birch Pointe Dr was $7,882, up 4.4% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Municipality	Whitehouse Village
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,882.00 (+4.44%)	$155,715 (-) Land $18,690 Building $137,025
2024	$7,547.00 (+14.7%)	$155,715 (+28.62%) Land $18,690 Building $137,025	$444,900 Land $53,400 Building $391,500
2023	$6,580.00 (-0.96%)	$121,065 (-) Land $19,250 Building $101,815
2022	$6,644.00 Homeowner's exemption	$121,065 Land $19,250 Building $101,815
2021			$345,900 Land $55,000 Building $290,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11245 Birch Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11245 Birch Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEHOUSE VILLAGE serves 5,200 people · EPA ID OH4801612
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Oct 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Birch Pointe Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures