11245 Barnsley, Lowell, MI 49331 Property Records

Kent County property record for 11245 Barnsley, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,249 sqft · built 2004
Lot Size	0.044 acres (1,918 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Dec 2025)
Tax Bill	$3,530 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-174-008`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-174-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,249 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	1,102 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	1,918 sqft (0.044 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11245 BARNSLEY
City	LOWELL
State	MI
Zip	49331-8681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 56 * WHISPERING HILLS PLAT NO. TWO
Legal Subdivision	WHISPERING HILLS PLAT NO. TWO
Legal Lot Number	56
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4001
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11245 BARNSLEY, LOWELL, MI 49331-8681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Dec 16, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Oct 18, 2004 · Amount on Record
Deed Document Number	202581723
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	11245 BARNSLEY, LOWELL, MI 49331-8681
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11245 BARNSLEY, LOWELL, MI 49331-8681

Mortgage

Document Number	0000051760
Date	Aug 11, 2025
Instrument	20250811-0051760

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	17 Months
Due	Jan 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 16, 2025
Property Address	11245 BARNSLEY, LOWELL, MI 49331-8681
Document Number	0000081723
Map Reference	DOC 20030904-0176287
Instrument Date	Dec 5, 2025
Instrument	20251216-0081723
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11245 BARNSLEY, LOWELL, MI 49331-8681

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11245 BARNSLEY, LOWELL, MI 49331-8681

Mortgage

Document Number	0000081724
Date	Dec 16, 2025
Instrument	20251216-0081724

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,400 (+12.03%)	$476,800 (+12.03%)
2025	$3,530.00 (+48.38%)	$212,800 (+33.33%)	$425,600 (+33.33%)
2024	$2,379.00 (-26.35%)
2023	$3,230.00 (+10.84%)	$159,600	$319,200
2021	$2,914.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEY HEIGHTS MOBILE VILLAGE private · serves 715 people · EPA ID MI0040276
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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