11243 Topo Ln, Lakeside, CA 92040 Property Records

San Diego County property record for 11243 Topo Ln, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,767 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,799 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`392-172-12-00`

Property Details

APN / Parcel Number

Primary APN	`392-172-12-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,767 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	11243 TOPO LN
City	LAKESIDE
State	CA
Zip	92040-5715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 1 LOT 16 /EXC ST OP/ PAR 12 AS PER ROS 4619 IN TR 002462
Legal Subdivision	SAN VICENTE VALLEY FARMS
Legal Tract	002462
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1039
Census Tract	16902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11243 TOPO LN, LAKESIDE, CA 92040-5715
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Oct 21, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Nov 29, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 29, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 9, 2019
Transfer Doc	0000474245
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11243 TOPO LN, LAKESIDE, CA 92040-5715
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11243 TOPO LN, LAKESIDE, CA 92040-5715

Mortgage

Document Number	0000485443
Date	Jul 6, 2021
Instrument	2021-0485443

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 21, 2019
Property Address	11243 TOPO LN, LAKESIDE, CA 92040-5715
Document Number	0000474245
Instrument Date	Oct 9, 2019
Instrument	474245
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11243 TOPO LN LAKESIDE CA 920405715, LAKESIDE, CA 92040-5715

Mortgage

Document Number	474246
Date	Oct 21, 2019
Instrument	474246

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2018
Property Address	11243 TOPO LN, LAKESIDE, CA 92040-5715
Document Number	0000492867
Instrument Date	Nov 27, 2018
Instrument	492867
Transaction Type	Transfer
Record Updated	Dec 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11243 TOPO LN LAKESIDE CA 920405715, LAKESIDE, CA 92040-5715

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2018
Property Address	11243 TOPO LN, LAKESIDE, CA 92040-5715
Document Number	0000492868
Instrument Date	Nov 27, 2018
Instrument	492868
Transaction Type	Transfer
Record Updated	Dec 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11243 TOPO LN LAKESIDE CA 920405715, LAKESIDE, CA 92040-5715

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,852 (+2%) Land $164,681 Building $148,171
2025	$3,799.00 (+5.29%)	$306,718 (+4.04%) Land $161,452 Building $145,266
2023	$3,608.00 (+1.61%)	$294,810 Land $155,184 Building $139,626
2022	$3,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	29 (1978–2016)
Claims Outside the SFHA	1 of 29
Most Recent Claim	Mar 2016 · other causes
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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