Hernando County property record for 11242 Monarch St, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,049 sqft · built 2005 |
| Lot Size | 0.327 acres (14,241 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $238,000 (Aug 2019) |
| Tax Bill | $3,734 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5150-0938-0100 |
| Primary APN | R32-323-17-5150-0938-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,049 sqft Living Area |
| Gross Area | 3,712 sqft |
| 1st Floor Area | 3,049 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,241 sqft (0.327 acres) |
| Lot Dimensions | 125 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 263 sqft |
| Patio Area | 198 sqft |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00587396 |
|---|---|
| Street Address | 11242 MONARCH ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 15 BLK 938 LOT 10 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 15 |
| Legal Block | 938 |
| Legal Lot Number | 10 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 41006 |
11242 Monarch St is owned and occupied by two individuals who bought it in August 2019.
Source: Hernando County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11242 MONARCH ST, SPRING HILL, FL 34609-2765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERSHIP CENTER |
| Jun 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Mar 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Aug 7, 2019 | Warranty Deed, Transfer · FHA Mortgage PATRIOT LNDG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on File |
| Deed Sale | Aug 7, 2019 · Amount on File |
| Prior Sale | May 30, 2013 · Amount on File |
| Deed Document Number | 201949350 |
| Deed Book / Page | 3737 / 380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 11242 MONARCH ST, SPRING HILL, FL 34609-2765 |
| Document Number | 0000051354 |
| Book / Page | 4741 / 1285 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202651354 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11242 MONARCH ST, SPRING HILL, FL 34609-2765 |
| Document Number | 0000051354, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 4741/1285 |
| Instrument | 202651354 |
| Name | HOMEOWNERSHIP CENTER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 28, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11242 MONARCH ST, SPRING HILL, FL 34609-2765 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11242 MONARCH ST, SPRING HILL, FL 34609-2765 |
| Document Number | 0041900722 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 4190/722 |
| Instrument | 2022050444 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11242 MONARCH ST, SPRING HILL, FL 34609-2765 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | MIS |
| Name | Verified Name |
|---|---|
| Address | 11242 MONARCH ST, SPRING HILL, FL 34609-2765 |
| Document Number | 0039600834 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 3960/834 |
| Instrument | 2021014545 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 7, 2019 |
| Property Address | 11242 MONARCH ST, SPRING HILL, FL 34609-2765 |
| Document Number | 0037370380 |
| Book / Page | 003737 / 000380 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 49350 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,666.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1242 MONARCH ST SPRING HILL FL 34609, SPRING HILL, FL 34609 |
| Document Number | 37370382 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 003737/000382 |
| Instrument | 49351 |
| Name | PATRIOT LNDG SVCS |
|---|---|
| Address | PITTSBURGH, PA 15220 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2049 |
The 2025 property tax bill for 11242 Monarch St was $3,734 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,734.00 Homeowner's exemption | $252,552 | $439,289 Land $43,158 Building $396,131 |
| 2023 | $238,285 (+3%) Land $238,285 | ||
| 2022 | $3,018.00 Homeowner's exemption | $231,345 | $429,652 Land $35,716 Building $393,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11242 Monarch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11242 Monarch St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
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