11242 Alton Rd, Frederick, MD 21701 Property Records

Frederick County property record for 11242 Alton Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,526 sqft · built 1990
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$599,900 (Jun 2005)
Tax Bill	$6,693 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-297290`

Property Details

APN / Parcel Number

Primary APN	`13-297290`
Alternative APN	`297290`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,526 sqft Living Area
Gross Area	4,102 sqft
1st Floor Area	1,404 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	500 sqft
Porch	Open Porch
Porch Area	336 sqft
Deck Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	297290
Street Address	11242 ALTON RD
City	FREDERICK
State	MD
Zip	21701-3442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 17A SECT 3 1.1369 ACRES NEW CHESTNUT GROVE
Legal Subdivision	NEW CHESTNUT GROVE
Legal Lot Number	17A
Jurisdiction	FREDERICK MD
Township / Civil Division	13, MOUNT PLEASANT
Census Block Group	3
Census Block	3015
Census Tract	751702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11242 Alton Rd is owned and occupied by an individual who acquired it in March 2009.

Source: Frederick County records, as of August 4, 2025

Owner of Record	Individual Name on File
Mailing Address	11242 ALTON KEMP RD, FREDERICK, MD 21701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 7, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2005 · Amount on File
Deed Sale	Jun 28, 2005 · Amount on File
Prior Sale	Aug 1, 1990 · Amount on File
Deed Document Number	200554774
Deed Book / Page	5394 / 406
Last Transfer Date	Mar 4, 2009
Transfer Doc	0072080313
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11242 ALTON RD, FREDERICK, MD 21701-3442
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135820259
Date	Mar 11, 2020
Book Page	13582/259

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	294 Months
Due	Sep 1, 2044

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11242 ALTON RD, FREDERICK, MD 21701-3442
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143040109
Date	Nov 25, 2020
Book Page	14304/109

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	39966

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	287 Months
Due	Oct 1, 2044

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	11242 ALTON RD, FREDERICK, MD 21701-3442
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11242 ALTON RD, FREDERICK, MD 21701-3442

Mortgage

Document Number	0148560218
Date	May 7, 2021
Book Page	14856/218

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$565,400 Land $156,400 Building $409,000	$565,400 Land $156,400 Building $409,000
2024	$6,693.00 (+8.16%)
2023	$6,188.00 Homeowner's exemption	$515,667	$565,400 Land $156,400 Building $409,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11242 Alton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11242 Alton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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